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Borrowers in sentence

472 examples of Borrowers in a sentence

Those tools include caps, linked to borrowers’ characteristics, on loan-to-value ratios; direct limits on currency and maturity mismatches in financial institutions’ balance sheets; limits on their balance sheets’ interconnectedness; and minimum reserve requirements for specific financial instruments.
This would lower the cost of labor, restoring competitiveness (as in Asia after 1997-98) while also inflating asset prices and thereby helping borrowers who are underwater on their mortgages and other debts.
They could buy bad loans from lenders and forgive part of the principal payable by borrowers, simultaneously reducing lenders’ collateral requirements and borrowers’ debt overhang.
Both lenders and borrowers would be better off from a comprehensive debt cancelation.
They have immense regulatory powers to require that the banks under their supervision hold capital, lend to classes of borrowers that have historically faced discrimination, and serve the communities in which they are embedded.
Borrowers have often been reluctant to accept its advice, which they perceive as driven more by theory and ideology than by evidence and practice.
With US credit to non-bank borrowers in developing countries having more than doubled since the 2008 global financial crisis – reaching $3.7 trillion at the end of 2017 – Cuba’s experience should serve as a warning.
Last November, Andhra Pradesh, one of India’s most populous states, cracked down heavily on private microfinance institutions (PMFIs), banning many of their activities and telling borrowers they did not need to repay their loans.
State authorities said they were prompted to take decisive action by a spate of suicides by borrowers who were unable to pay their debts.
Roughly 80 clients were reported to have taken their own lives last year – an alarming figure, though tiny relative to the 26.7 million active borrowers from PMFIs in India.
In addition, too many borrowers had taken multiple loans from different sources and were unable to repay them.
Aggressive agents were marketing the loans with no heed to borrowers’ capacity to repay.
Many of them doubled their revenues in the 2009-2010 fiscal year, reaching more than 100 million borrowers, whereas rural co-operatives, which also make small loans, grew by 3%, to 45 million borrowers.
The Fed’s defense of the big banks – that it is important for borrowers to be able to hedge their risks – reveals the extent to which it has been captured.
After all, if the economy is to grow again, banks need borrowers, but the recession has led entrepreneurs to cut their investments.
With investment risks largely collectivized by the bailout measures instituted by the ECB and the eurozone’s member governments, investors are once again accepting low yields, and borrowers are seizing the new opportunities.
Micro-finance borrowers can even use remittance receipts as evidence of credit history.
This implies active complicity between creditors (the OECD countries and their financial institutions, especially the IMF and the World Bank) and borrowers (African governments).
Borrowers, in turn, use these foreign loans to increase their accumulation of private assets held abroad, even as strict budget discipline and free capital movement - implemented in line with IMF and World Bank structural adjustment programs - have led to skyrocketing interest rates.
As a result, these countries have condemned themselves to continued austerity, low growth, and high debt, while diminishing any future incentive for private lenders to impose fiscal discipline on sovereign borrowers.
In a democratic society, therefore, the only way a minority – whether it’s large corporations trying to exploit workers and consumers, banks trying to exploit borrowers, or those mired in the past trying to recreate a bygone world – can retain their economic and political dominance is by undermining democracy itself.
In the core countries, by contrast, the key borrowers were wealthy, and thus suffered the least.
And the best way to do that is to improve the position of low-income borrowers by investing European resources in education and job quality.
The Quiet Financial Revolution BeginsLAGUNA BEACH – Steadily and indisputably, the financial services industry – with which we all interact, whether as borrowers, savers, investors, or regulators – has embarked on a multiyear transformation.
Over-indebtedness, together with coercive recovery practices, led to a series of widely publicized suicides, spurring local officials to implement new restrictions on MFIs and discourage borrowers from repaying their debts.
In order to prevent such outcomes, governments must design regulations that foster a sustainable financial-inclusion model, one that enables MFIs to offer long-term support to borrowers.
For the microfinance industry, such systems represent an important opportunity, as they enable borrowers to apply for, receive, and repay loans on their mobile phones, using a network of local agents to deposit and withdraw cash.
The general stimulus goes to everyone, not just the former borrowers.
And even the former borrowers are unlikely to use their stimulus money to pay for more housing – they have soured on the dreams that housing held out.
There is thus a subtle but important difference between my debt-driven demand view and the neo-Keynesian explanation that deleveraging (saving by chastened borrowers) or debt overhang (the inability of debt-laden borrowers to spend) is responsible for slow post-crisis growth.
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