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Loans in sentence

1648 examples of Loans in a sentence

They didn't make loans and then sell the loans.
They serviced the loans.
And they're more vulnerable to job losses, subject to inflation, tightening loans from banks, appreciation of the renminbi, or decline of demand from Europe or America for the products they produce.
The freeways, coupled with massive governmental subsidies for the suburbs via infrastructure and home loans, allowed people to leave the city at will, taking with it tax base, jobs and education dollars.
Because grants and loans weren't available to everyone, I decided I was going to do this without them and that I would wage my personal fight against the city that had loomed over my childhood with power tools.
People signed those loans to buy houses, without truly understanding what they were signing.
And Kiva.org, the microlender, is actually now experimenting with crowdsourcing small and medium sized loans.
You, go over to that booth and get me some of them subsidized, some of them subsidized loans.
It essentially raises charitable funds from individuals, foundations and corporations, and then we turn around and we invest equity and loans in both for-profit and nonprofit entities that deliver affordable health, housing, energy, clean water to low income people in South Asia and Africa, so that they can make their own choices.
So Acumen made not one, but two bridge loans, and the good news is they did indeed meet world-quality classification and are now in the final stages of closing a 20-million-dollar round, to move it to the next level, and I think that this will be one of the more important companies in East Africa.
This year, two billion dollars worth of loans will go through peer-to-peer lending platforms.
My initial work focused on Uganda, where I focused on negotiating reforms with the Finance Ministry of Uganda so they could access our loans.
But after we disbursed the loans, I remember a trip in Uganda where I found newly built schools without textbooks or teachers, new health clinics without drugs, and the poor once again without any voice or recourse.
So I got about 10 credit cards and loans and got myself very close to bankruptcy, really, and bought myself this huge printing press, which I had no idea how to use at all.
What about liar's loans?
And our examiners said, they are making loans without even checking what the borrower's income is.
And we said, yeah, you're absolutely right, and we drove those liar's loans out of the industry in 1990 and 1991, but we could only deal with the industry we had jurisdiction over, which was savings and loans, and so the biggest and the baddest of the frauds, Long Beach Savings, voluntarily gave up its federal savings and loan charter, gave up federal deposit insurance, converted to become a mortgage bank for the sole purpose of escaping our jurisdiction, and changed its name to Ameriquest, and became the most notorious of the liar's loans frauds early on, and to add to that, they deliberately predated upon minorities.
We had incredibly early warnings of it, and it was absolutely unambiguous that no honest lender would make loans in this fashion.
The industry responded between 2003 and 2006 by increasing liar's loans by over 500 percent.
These were the loans that hyperinflated the bubble and produced the economic crisis.
By 2006, half of all the loans called subprime were also liar's loans.
By 2006, 40 percent of all the loans made that year, all the home loans made that year, were liar's loans, 40 percent.
And this is despite a warning from the industry's own antifraud experts that said that these loans were an open invitation to fraudsters, and that they had a fraud incidence of 90 percent, nine zero.
In response to that, the industry first started calling these loans liar's loans, which lacks a certain subtlety, and second, massively increased them, and no government regulator ever required or encouraged any lender to make a liar's loan or anyone to purchase a liar's loan, and that explicitly includes Fannie and Freddie.
Congress, it may strike you as impossible, but actually did something intelligent in 1994, and passed the Home Ownership and Equity Protection Act that gave the Fed, and only the Federal Reserve, the explicit, statutory authority to ban liar's loans by every lender, whether or not they had federal deposit insurance.
So what did Ben Bernanke and Alan Greenspan, as chairs of the Fed, do when they got these warnings that these were massively fraudulent loans and that they were being sold to the secondary market?
Once it starts out a fraudulent loan, it can only be sold to the secondary market through more frauds, lying about the reps and warrantees, and then those people are going to produce mortgage-backed securities and exotic derivatives which are also going to be supposedly backed by those fraudulent loans.
Greenspan and Bernanke refused to use the authority under the statute to stop liar's loans.
Well, in the savings and loan debacle, our agency that regulated savings and loans, OTS, made over 30,000 criminal referrals, produced over 1,000 felony convictions just in cases designated as major, and that understates the degree of prioritization, because we worked with the FBI to create the list of the top 100 fraud schemes, the absolute worst of the worst, nationwide.
Roughly 300 savings and loans involved, roughly 600 senior officials.
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