Retail
in sentence
476 examples of Retail in a sentence
Only the
retail
subsidiaries would be permitted to rely on the central bank for lender-of-last-resort support.
The group’s report, published in October 2012, came to a similar conclusion as the Vickers Commission concerning the danger of brigading
retail
and investment banking activities in the same legal entity, and recommended separating the two.
The proposal mirrors the UK plan – the investment-banking and trading arms, not the
retail
side, would be ring-fenced – but the end point would be quite similar.
But, by the time supermarkets started to enter the
retail
sector in the second half of the twentieth century, European governments’ approach had changed.
For example, Italy, which liberalized its
retail
sector only in 1998, has far fewer grocery chains today than France, Germany, and the United Kingdom.
One application of this approach, the Billion Prices Project at MIT, uses billions of observations from online
retail
websites to track inflation.
This was confirmed by a fall in
retail
sales in April.
In retail, for example, Walmart and Amazon are prime examples of new technology driving down workers’ wages.
Glass-Steagall aimed to prevent commercial banks from gambling with their depositors’ money by mandating the institutional separation of
retail
and investment banking.
In what economists later called the “repressed” financial system,
retail
banks fulfilled the necessary function of financial intermediation without taking on suicidal risks, while the government kept aggregate demand high enough to maintain a full-employment level of investment.
In the UK, an Independent Commission on Banking, headed by Sir John Vickers, rejected separation of
retail
from investment banking, recommending instead “ring-fencing” deposits from the investment arms of universal banks.
The decision to permit foreign direct investment in multi-brand
retail
and civil aviation has been pursued, even at the cost of losing a recalcitrant coalition ally.
Similarly, 10% annualized gains in inflation-adjusted
retail
sales through mid-2017 – about 45% faster than the 6.9% pace of overall GDP growth – reflect impressive growth in household incomes and the increasingly powerful (and possibly under-reported) impetus of e-commerce.
The increase in domestic heroin production has provided a massive boost to the local
retail
market, giving rise to concerns about HIV/AIDS spreading in a country with poor infrastructure and nonexistent health services.
While such a move would have a negligible effect on prices now, it would provide countries with a huge advantage during future oil-price fluctuations, because consumers and
retail
suppliers would no longer be cut off from price signals.
A commission headed by Sir John Vickers, the Oxford economist and former Bank of England chief economist, wants banks’
retail
operations to be “ring-fenced” from riskier trading and investment banking businesses.
Think of the longshoremen who load and unload cargo, the pilots and crews who transport goods by air, the truckers who do so by land, and the wholesale and
retail
workers who stock and sell those goods.
According to some estimates, the jobs that service an imported consumer good account for more than half of its
retail
price.
Consumption plummeted, taking down
retail
sales with it, and, after a short lag, employment and investment as well.
Moreover, they must maintain an extensive – and thus expensive – domestic
retail
network to collect the savings deposits from which they are not profiting.
Its share price might decline toward zero, but its
retail
customers will be blissfully unaware of its difficulties.
In the US, the most advanced country in this respect, e-commerce has just reached 10% of total
retail
spending, and is continuing to grow at double-digit rates through the slow recovery from the Great Recession.
At the same time, it was impossible to persuade
retail
stores to sign on as cash points unless there were enough M-Pesa subscribers to make it profitable for them.
They would like to carve up the megabanks and especially to separate
retail
banking from securities trading, or what is often now called “casino banking.”
For example, Abu Dhabi’s national oil company, ADNOC, has announced plans to list its own
retail
business.
Applying this process to large banks and to financial institutions that are not formally banks – and that do not have insured
retail
deposits – sounds fine on paper.
When the McKinsey Global Institute analyzed more than 2,000 Chinese companies in industries ranging from coal and steel to auto manufacturing and retail, it found opportunities to raise productivity by 20-100% by 2030.
In addition to streamlining existing operations (for example, by introducing self-checkout systems in
retail
businesses), China has opportunities to complement its manufacturing sector with high-value-added business services in areas such as design, accounting, marketing, and logistics.
Though real annual GDP growth seems to have stabilized at around 7%, almost all key economic indicators – such as nominal GDP, fixed-asset investment, floor space under construction, nominal
retail
sales, auto sales, electricity output, railway cargo, and iron ore imports – are well below their four-year growth average.
For example, there is no European equivalent of the British requirement to “ring-fence”
retail
and commercial banking, and the French and German governments’ opposition suggests that there is unlikely to be one.
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