Loans
in sentence
1648 examples of Loans in a sentence
When central banks try to reduce inflation by pumping liquidity out of the system, their policy is subverted by commercial banks’ ability to pump it back in by making
loans.
Yet the end of cheap oil – along with the recession – invites us to escape the burden of car loans, sell the second car, drive less, car-share, choose smaller vehicles, mass transit, bicycles, or our feet, or move to walkable, transit-linked neighborhoods.
Trump’s vow to tear up the rules is a recipe for another Great Depression, with massive unemployment and millions of people unable to pay their mortgages, student loans, and other debts.
Governments should not concoct programs to lend directly, guarantee loans, or invest in renewable projects on the theory that the private sector somehow lacks this capability.
For example, the US Treasury suggests that originators of mortgages should retain a “material” financial interest in the
loans
they make, in contrast to the recent practice of securitizing them.
Nor do these official responses to the crisis envisage limiting the amount of
loans
to some multiple of the borrowers’ income or some proportion of the value of the property being bought.
A sure sign of a shift in mentality is the growing recognition by financial institutions that
loans
and investments may be overexposed to the risks of climate change.
Last but not least, we must provide
loans
to poor families to help them build a respectable life.
Its plan is cunning: the original funders are being asked for loans, not donations; that way, they will have no further claim on Americans Elect after they are repaid.
Greece’s European partners have provided €130 billion in new
loans.
CAMBRIDGE – Addressing the annual World Economic Forum in Davos, Switzerland, Chinese Premier Wen Jiabao explained his government’s plans to counter the global economic meltdown with public spending and
loans.
With roughly $2 trillion in foreign-exchange reserves, the Chinese do have deep pockets to fund massive increases in government spending, and to help backstop bank
loans.
True, some of China’s fiscal stimulus effectively consists of
loans
to the private sector via the highly controlled banking sector.
But is there any reason to believe that new
loans
will go to worthy projects rather than to politically connected borrowers?
Will the underlying economic recovery – this year and next, the Italian economy should grow in real terms by 1% – assist Italy’s banking sector by keeping a lid on a stock of non-performing
loans
(NPLs) totaling nearly €180 billion ($220.9
Faced with little regulatory restraint, banks overdosed on risky
loans.
But this is not the case in Europe, where most investment is financed via bank
loans
that typically do not have long-term maturities – often less than five years – because banks themselves have little secure long-term financing.
Moreover, the interests rates charged on these
loans
are not linked to market rates, but rather to the bank’s refinancing cost, which is already close to zero.
By contrast, in the US, a much larger proportion of investment is financed by issuing bonds, which can have a longer maturity than bank
loans.
Moreover, the claim that the ECB’s purchases of asset-backed securities amount to “toxic loans” that transfer risk to German taxpayers is unfounded; after all, there have been almost no defaults since 2008.
But if bankers know that they will be bailed out in bad times, they have an incentive to make risky
loans.
These
loans
earn the banks a high return when the economy is strong, but are protected from losses by government bailouts when the economy weakens.
In the meantime, the US is opposed to concessionary
loans
for Argentina from the World Bank and the Inter-American Development Bank.
When its traditional allies, the United States and the United Kingdom, rejected its pleas for help, it turned to China, which provided $138 million in
loans
to prop up the economy.
Over the same period, China signed multiple bilateral currency-swap agreements, offered policy
loans
and special assistance, and contributed to regional investment funds.
In essence, the US is lashing out at its own banker, even as it asks the banker for yet more
loans!
The LTRO money that banks received on such easy terms, we must recall, took the form of three-year loans, which implies a wall of debt repayment in December 2014 and February 2015.
China lowered trade barriers and offered soft
loans
and investments to help its southern neighbours.
Countries such as Brazil and Argentina paid off their
loans
to the IMF ahead of time, while others are buying up their own debt in secondary markets.
The Lethal Deferral of Greek Debt RestructuringATHENS – The point of restructuring debt is to reduce the volume of new
loans
needed to salvage an insolvent entity.
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