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Loans in sentence

1648 examples of Loans in a sentence

In Ireland, for example, nearly one-quarter of loans are non-performing.
Furthermore, with the reforms in limbo, the IMF has been forced to depend largely on loans from its members, rather than the permanent resources called for by the new measures.
These loans, meant as a temporary bridge before the reforms entered into effect, need to be reaffirmed every six months.
In addition to €130 billion in loans (more than 40% of Greek GDP, on top of the €110 billion loaned to Greece in 2010), a 50% “haircut” has been imposed on Greece’s private creditors, and the European Central Bank has waived expected returns on its holdings of Greek bonds.
In the UK, the Bank of England has announced that in February it will end its mortgage Funding for Lending Scheme, which allowed lenders to borrow at ultra-low rates in exchange for providing loans.
Mexico lags far behind its emerging-market peers in outstanding bank loans.
Regulators relied mainly on examination of individual loans rather than capital-to-asset ratios.
A typical bank exam would include scrutiny of every single business loan and a large proportion of consumer loans.
Limits on borrowing that make it difficult to earn an adequate return on equity encourage banks to load up on riskier, high-profit-margin loans – and requiring banks to hold more capital for supposedly riskier categories of assets exacerbates the problem.
For example, under the internationally-agreed Basel Committee rules that were in place before the 2008 crash, capital requirements for business loans were five times higher than for mortgage-backed securities that had AA or AAA ratings.
Banks naturally avoided traditional business loans (which would have to be backed by more capital), and instead loaded up on the highest-yielding – and thus riskiest – AA or AAA mortgage- backed securities that they could find.
Encouraging banks to turn loans kept on their books into securities also helped reduce the overall level of caution in the extension of credit.
For example, if loan-to-value ratios are reduced and down payments on home purchases are higher, households may have an incentive to borrow from friends and family – or from banks in the form of personal unsecured loans – to finance a down payment.
In countries where non-recourse loans allow borrowers to walk away from a mortgage when its value exceeds that of their home, the housing bust may lead to massive defaults and banking crises.
In countries (for example, Sweden) where recourse loans allow seizure of household income to enforce payment of mortgage obligations, private consumption may plummet as debt payments (and eventually rising interest rates) crowd out discretionary spending.
An example of such collective punishment occurred in Uganda in 2014, when the World Bank froze some $90 million in loans following the government’s enactment of legislation criminalizing homosexuality.
Similarly, crowdfunding platforms, such as Kickstarter and Lending Club, allow start-ups to raise grants, loans, or investment from the general population, rather than relying on a financial intermediary.
So long as the credits are long term and carry a modest interest rate (say, 25-year dollar loans at 5% per annum), the recipient countries could repay the loans out of the significant boost in incomes that would result over the course of a generation.
Such loans, of course, would require a major global initiative, at a time when even blue-chip companies cannot borrow overnight, much less for 25 years!
Ironically, this is happening at a moment when the Fund should want to be lending: it is awash in liquidity and has almost no sources of income other than repayment of its loans.
However, beyond the mortgage market, other huge risks are lurking, especially in the US financial system: credit cards, car loans, and presumably a few other things.
Of course, Macron’s efforts came to no avail, because Europe’s social democratic leadership, Hollande and Gabriel in particular, sided fully with the conservative establishment’s determination to snuff out our resistance to more predatory loans and recession-deepening austerity.
Through the 1980's, massive loans, grants, and "technical assistance" to state-owned monopoly telecom providers did almost nothing to increase the number of people with telephones in poor countries.
Instability may not be surprising in Greece, which has received some €240 billion ($255 billion) in official loans since 2010 and is the main frontline country in the refugee crisis.
And most of China’s fast-expanding loans and overseas investments are in dollars.
Gensler also supported the prosecution of five financial institutions that had colluded to manipulate the London Interbank Offered Rate (Libor, the benchmark rate that some major banks charge one another for short-term loans).
Banks are profitable on an ongoing basis, borrowing at very low interest rates, often from the central bank, and collecting higher interest rates on their loans.
Right now, the OECD’s definition of ODA does not even include some of the more effective instruments for facilitating structural transformation in recipient countries, such as equity investment and large non-concessional loans for infrastructure.
To make progress in corporate governance at state-controlled companies Putin does not need new laws or IMF loans.
But a study by Thomas Fazi of the Institute for New Economic Thinking emphasizes QE’s lack of influence on bank lending, the increase in non-performing loans, and the dire output and inflation figures themselves.
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