Example collocations logo

Borrowers in sentence

472 examples of Borrowers in a sentence

An interest-rate hike pleases savers, whereas a rate cut is a boon to borrowers.
Banks and other lenders are extending credit to lower-quality borrowers, to borrowers with large quantities of existing debt, and as loans with fewer conditions on borrowers (so-called “covenant-lite loans”).
If Greece chooses default, they cannot enforce their banks’ claims on Greek borrowers or seize Greek assets.
They said that the borrowers had behaved badly, when the real problem was that the international system had created a veritable "house of cards," in which a mountain of short-term inter-bank loans could suddenly be reversed, causing economic collapse in debtor countries.
In the long run, selective repudiation of odious debts will benefit both borrowers and creditors by promoting more responsible lending practices.
First, banks still have few reliable means of checking borrowers’ creditworthiness, including previous loans from other banks.
Hence the incentives of the NDB’s prospective creditors and borrowers are happily aligned.
But here the interests of prospective borrowers and lenders are not obviously compatible.
In contrast to development finance, the incentives of potential lenders and borrowers are not aligned.
Permitting the lenders to impose policy conditions on borrowers, and to monitor their compliance, can redress this problem.
But, given the divergent interests of lenders and borrowers, it has never been used – not even in 2008, at the height of the global financial crisis.
That will require establishing effective regulatory structures that facilitate long-term borrowing and repayment, while ensuring that lenders do not exploit borrowers, as has occurred everywhere from rural India to the United States mortgage market.
Financial institutions essentially act as matchmakers, linking investors, borrowers, and savers, and recording what people own and owe.
There is a “common-sense consensus” among borrowers – in China, as well as in highly indebted advanced economies – that raising interest rates would undermine GDP growth, employment, and asset prices.
Because debt is a liability for borrowers and an asset for creditors, these trends have divergent effects, increasing value for the asset holder, while increasing the liability of the debtor.
A second strategy for curbing the buildup of debt could be to introduce mortgage contracts that enable more risk sharing between borrowers and lenders, essentially acting as debt/equity hybrids.
The talent for financial innovation that produced harmful new home-mortgage options before the crash should now be harnessed to develop more flexible mortgages that help borrowers avoid default.
Asian banks had to demand the repayment of loans from industrial borrowers, so that the banks could pay off their own foreign creditors.
In fact, their new-found resilience to capital-market shocks is due in no small part to their becoming net lenders to the rest of the world, after years as net borrowers.
Yet it is also clear that many higher-risk borrowers have tapped the bond market in the years of ultra-cheap credit.
The average quality of borrowers has declined.
In the past, advanced-economy firms were the largest borrowers.
That is why regulators and policymakers should continue to monitor existing and potential risks, such as those arising from credit default swaps on corporate borrowers or complex securitization of bonds.
Europe must break the vicious circle linking distressed sovereign borrowers with banks that are obliged, or at least encouraged, to buy their bonds, which in turn provide the funding for bank rescues.
In August 1982, Mexico threatened to default, and was quickly followed by other large borrowers, notably Argentina and Brazil.
Beyond the deductibility of home mortgage interest, borrowers are permitted to make down payments of as little as 5% (or even less) of the value of the house they buy, rather than the more standard 20%.
The loan originators need to have “skin in the game,” in order to have an incentive to verify borrowers’ creditworthiness.
One leading bank, Wells Fargo, paid huge fines for charging higher interest rates to African-American and Latino borrowers; but no one was really held accountable for the many other abuses.
Because they function as insurance on borrowers’ ability to meet their obligations, they make it easier to express a negative opinion on a company or a security.
They have also rolled back sensible regulations of housing finance, including risk-retention rules, which force mortgage originators to keep some “skin in the game,” and requirements that borrowers make substantial down payments, which work to ensure ability to pay.
BackNext