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Borrowers in sentence

472 examples of Borrowers in a sentence

That means they can make more loans, giving borrowers more funds to spend.
And banks – whether explicitly nationalized or not – will be under pressure to prioritize domestic borrowers.
This hurt older households that have significant interest-bearing assets, while benefiting younger households that are net borrowers.
Worse, banks failed to understand the first principle of risk management: diversification only works when risks are not correlated, and macro-shocks (such as those that affect housing prices or borrowers’ ability to repay) affect the probability of default for all mortgages.
In countries where non-recourse loans allow borrowers to walk away from a mortgage when its value exceeds that of their home, the housing bust may lead to massive defaults and banking crises.
And there is dissatisfaction not just from borrowers, but also from potential suppliers of funds.
Potential borrowers have been accumulating massive reserves and pooling them regionally to protect themselves against shocks and speculative capital, but not at the Fund’s urging.
The implication is that potential borrowers are not absorbing as many imports as they could and not relying, as they should, on the multilateral pooling of reserves that the Fund is meant to use to “give confidence” to its members.
Nor do these official responses to the crisis envisage limiting the amount of loans to some multiple of the borrowers’ income or some proportion of the value of the property being bought.
But is there any reason to believe that new loans will go to worthy projects rather than to politically connected borrowers?
At the same time, civil bankruptcy procedures will need to be reformed, to ensure the reasonably fast action on defaulted borrowers’ assets.
None of this might matter were it not for the fact that extremely low interest rates have fueled increased risk-taking by borrowers and yield-hungry lenders.
The biggest impact on market structure will continue to come from ever-rising capital requirements, which will make bank credit more expensive and encourage borrowers to look elsewhere.
First, banks were the primary creditors, and the large losses that they would face in any restructuring was bound to trigger a domino effect, with waves of pessimism driving up interest rates and ruining other borrowers’ prospects.
As their economies recover, massive US government borrowing also will crowd out their government and private borrowers.
This is because the destruction of confidence undermines the “animal spirits” of capitalism: borrowers are unwilling to borrow and lenders are unwilling to lend.
And, whereas the Basel standards continue to refer extensively to credit ratings as the basis for assessing the creditworthiness of borrowers, the Dodd-Frank Act in the US moves away from reliance on ratings.
According to a recent report by Deutsche Bank, for example, borrowers will have difficulty refinancing hundreds of billions of dollars of commercial real estate loans that will mature after 2010.
Prime borrowers with good credit scores and investment-grade firms are not experiencing a credit crunch at this point, as the former have access to mortgages and consumer credit while the latter have access to bond and equity markets.
But non-prime borrowers – about one-third of US households – do not have much access to mortgages and credit cards.
The same holds for households, with millions of weaker and poorer borrowers defaulting on mortgages, credit cards, auto loans, student loans, and other forms of consumer credit.
Thus, creditors – mainly German and French banks – are not expected to suffer losses on their existing loans, while borrowers gain more time to “put their houses in order.”
A fragile world economy will not be hospitable to large net foreign borrowers (or large net foreign lenders).
Running inflation below the level debtors had reason to expect translates into high real interest rates, which in turn risks triggering defaults among borrowers, including mortgagors, firms, and governments.
There are also opportunities in peer-to-peer lending networks, whereby online services match lenders directly with borrowers.
Though interest rates across the European Union are at historic lows, government debt in the eurozone could come under severe pressure should bond markets re-evaluate the riskiness of sovereign borrowers.
If investors do decide that government bond yields are no longer worth the investment, sovereign borrowers’ options may be limited.
Rather, the Fund’s role, even in the current crisis, should be sharpened as an interlocutor between lenders and developing country borrowers, rather than simply as a replacement for all other loan sources.
If budget targets were strictly enforced by bailout monitors, which seems unlikely, this improvement in conditions for private borrowers could easily compensate for any modest tightening of fiscal policy.
Savers gained the ability to diversify, while the largest borrowers could tap global pools of capital.
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