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Borrowers in sentence

472 examples of Borrowers in a sentence

Our data shows that people who communicate with more than 58 different contacts tend to be more likely to be good borrowers.
Yet, much of the framing around economic disparity focuses on the poor choices of black, Latino and poor borrowers.
The rate is typically an annual percentage of a loan that borrowers pay to their creditors until the loan is repaid.
But that's why I noticed Grameen Bank, which is a bank for poor people, and had 1,100 branches, 12,000 employees, 2.3 million borrowers.
Kiva borrowers, as I interviewed them and got to know them over the last few years, have taught me what entrepreneurship is.
Financial Inclusion and BeyondCAMBRIDGE – Because traditional financial services are not designed for small depositors and borrowers, several non-traditional models have been able to scale up rapidly in this untapped market.
But there is one important component missing from the government’s reform agenda for 2015: improved bankruptcy procedures for failed borrowers.
Unless failed borrowers and projects exit the system quickly and smoothly, the market will be saddled with bad debt and incomplete projects, undermining its performance.
They also encourage borrowers to invest in projects with long-run returns that may not be politically attractive, such as teacher training.
Which countries would be willing to participate, either as borrowers or lenders?
As a next step, the report proposes a pilot program and consultations with borrowers, lenders, and funders to resolve enduring questions about their application.
Financial institutions that have come to doubt their borrowers’ ability to repay sell the debt to third parties at knock-down prices, often for as little as five cents on the dollar.
Buyers then attempt to profit by recouping some or all of the debt from the borrowers.
Creditors, asserting their right to be repaid in full, historically have created as many legal and political obstacles to default as possible, insisting on harsh sanctions – garnishment of income, for example, and, at the extreme, imprisonment or even slavery – for borrowers’ failure to honor their debt obligations.
Interest-rate caps were abolished in Britain only in 1835; the near-zero central-bank rates prevailing since 2009 are a current example of efforts to protect borrowers.
If real interest rates were significantly positive, demand could plummet, pushing down prices to the point that it becomes impossible for borrowers to service their debts.
One possibility is that they worry about borrowers’ credit risk, though this would have to be extremely high to justify the complete cessation of long-term lending.
When global lending imploded, the most fragile borrowers were cut off first.
Three Cures for Three CrisesA full-scale financial crisis is triggered by a sharp fall in the prices of a large set of assets that banks and other financial institutions own, or that make up their borrowers’ financial reserves.
This kind of crisis cannot be solved simply by ensuring that solvent borrowers can borrow, because the problem is that banks aren’t solvent at prevailing interest rates.
Banks are highly leveraged institutions with relatively small capital bases, so even a relatively small decline in the prices of assets that they or their borrowers hold can leave them unable to pay off depositors, no matter how long the liquidation process.
Yes, the financial system is insolvent, but it has nominal liabilities and either it or its borrowers have some real assets.
In fact, many banks’ off-balance-sheet loans – often extended to higher-risk borrowers, like highly leveraged real-estate developers and local-government financing vehicles – now exceed newly issued balance-sheet loans.
If borrowers default on their off-balance-sheet loans, banks might choose to protect their reputations by covering the difference using internal funds, thereby transferring the risk onto their balance sheets and increasing the NPL ratio.
As a result, many states feared federal assumption would mean that their taxes would go to pay northern speculators or to retire the debt of big borrowers, like Massachusetts.
Borrowers that need to be liquidated or reorganized will instead stay alive, thanks to the drip-feed of bank finance.
Alternatively – and more likely – the data may not include some projects, lenders, or borrowers, meaning that the debts could be much higher.
They signal potential risks and enforce debt discipline on borrowers.
Whereas securitization, for example, can help to reduce risk and increase the availability of credit for risky borrowers under the right framework, the 2008 global financial crisis starkly demonstrated that it can imply huge costs if it goes too far.
When banks make loans, they create deposits for borrowers, who draw on these funds to make purchases.
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