Example collocations logo

Savings in sentence

1605 examples of Savings in a sentence

In an environment of excess debt and inadequate savings, wealth effects have done very little to ameliorate the balance-sheet recession that clobbered US households when the property and credit bubbles burst.
Credible measures that deliver and anchor savings in the medium term will help create space to accommodate growth today – by allowing a slower pace of consolidation.
With lower spending and higher savings in the advanced economies, key emerging markets must take up the slack and start providing the demand needed to power the global recovery.
In Ireland and Spain, private savings collapsed, and a housing bubble fueled excessive consumption, while in Greece, Portugal, Cyprus, and Italy, it was excessive fiscal deficits that exacerbated external imbalances.
In short, the eurozone's periphery is now subject to the paradox of thrift: increasing savings too much, too fast leads to renewed recession and makes debts even more unsustainable.
And, collectively, that delusion boosts our savings, and thus our capital stock, which on turn boosts all of our wages and salaries as well.
Moreover, China’s banking system remains the primary channel for the deployment of the household sector’s savings, meaning that those savings fund corporate investment through bank lending, rather than equity financing (which accounts for only about 5% of net investment).
China has the savings to address its growing debt burden.
“If we couldn’t find the savings in time – and we couldn’t – we would issue an IOU.
We would call it ‘Future savings to be identified.’”
A common explanation for China’s apparent invulnerability is that it has large pools of domestic savings and enormous foreign-exchange reserves (over $3 trillion), which can be spent down to head off financial panics.
Moreover, the region had relied excessively on foreign savings to support growth, with many countries running large long-term current-account deficits.
One is the 1980’s savings and loan crisis in the United States, which cost US taxpayers more than $100 billion.
Under the umbrella of common deposit insurance, US savings banks made a “gamble for resurrection” – borrowing excessively from their depositors and lending the money out to risky enterprises, knowing that potential profits could be paid out as dividends to shareholders while potential losses would be socialized.
But the entire savings (assuming people didn’t use more energy later in the night to make up for lost time) amounted to just ten tons of CO2 – equivalent to just one Dane’s annual emissions for a full year.
Most of its savings were being invested abroad, and its domestic net investment share was among the lowest of all OECD countries.
Then, between 1988 and 1990, another round of monetary tightening under Alan Greenspan ravaged the balance sheets of the country’s savings and loan associations, which were overleveraged, undercapitalized, and already struggling to survive.
In reality, the trade imbalance reflects the difference between China’s large savings surplus and the even bigger US saving deficiency (largely explained by the US fiscal deficit).
It includes developing the services sector, funding the social safety net, liberalizing an antiquated residential-permit system (hukou), reforming state-owned enterprises, and ending financial repression on households by lifting artificially low interest rates on savings.
China’s consumers should also draw comfort from the likely move to market-based deposit rates on their savings accounts, which will reinforce incremental growth in wage income.
While the policy caused credit spreads to narrow and bond market liquidity to improve, many banks have been using the extra money to rebuild their balance sheets (the equivalent of increased household savings) rather than lending it to businesses and individuals.
The good news is that some countries have large savings that they want to invest in other countries, and are not put off by short-run market gyrations.
As the report points out, by reducing costs and boosting efficiency, fintech is already mobilizing green finance, enabling poorer people to access clean energy through innovative payment systems and facilitating green savings for rich and poor alike.
Also, given that 18-year olds are less skilled than average Russian workers, the military would attract better-trained and more productive soldiers, resulting in further savings.
Third, contributing factors included low interest rates, compressed risk spreads, and global imbalances that accommodated low savings in the US, consumption in excess of output, and a mounting trade deficit.
Absent the willingness of large developing countries to run trade surpluses and high savings rates relative to investment, the asset bubble in the US – leading to a rise in domestic consumption and a fall in the savings rate – would have triggered inflation and higher interest rates.
That would have put a partial brake on growth in asset prices, raised savings, reduced investment, and probably lowered the trade deficit.
Savings in the household sector declined and leveled off at about zero, as low interest rates led to over-leveraging, an asset bubble, and an illusory increase in wealth.
Asset prices fell, households began a lengthy process of deleveraging, savings rose, and government – faced with falling revenues and rising expenditures on unemployment insurance – could not make up the difference.
When deleveraging in the household sector is complete, domestic expenditure may rebound, but the savings rate will not and should not go back to zero.
BackNext