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Savings in sentence

1605 examples of Savings in a sentence

Meanwhile, Europe's zombie banks will have to be rapidly resolved by acquisition or temporary takeover, cleanup, and asset sale, as was done by the Resolution Trust Corporation during the US savings and loan crisis in the 1980s.
Entrepreneurship, investment, and economic growth suffer when savings are stored outside the financial system, and credit is scarce and expensive.
Another one-third would come from increased investment throughout the economy, as personal and business savings were moved into the formal financial system, and then mobilized to provide more credit.
With digital finance, as many as 1.6 billion unbanked people – more than half of whom are women – could gain access to financial services, shifting about $4.2 trillion in cash and savings currently held in informal vehicles into the formal financial system.
Making matters worse, when China needs to use its savings – accumulated over two generations and packed into US Treasury bills – to alleviate fiscal constraints, it will find that the value of its foreign-exchange reserves has already evaporated.
Until US households make greater progress in reducing excessive debt loads and rebuilding personal savings – a process that could take many more years if it continues at its recent snail-like pace – a balance-sheet-constrained US economy will remain hobbled by exceedingly slow growth.
But, just as the eurozone’s struggling economies have an overvalued currency, Germany has an undervalued one, which tends to produce external surpluses and, by definition, an excess of savings over investment.
Roughly 50% of Chinese savings – amounting to as much as half of GDP – lie in real estate alone, with 20% in deposits, 11% in stocks, and 12% in bonds.
To compare, in the United States, real estate, insurance, and pensions each account for about 20% of total savings, with 7.4% in deposits, 21% in stocks, and 33% in bonds.
Democratic InequalityCHICAGO – Why did the household savings rate in the United States plummet before the Great Recession?
If capital requirements are pushed too high, banks become less profitable, making it more difficult for them to channel savings to investment and undermining economic growth.
The major international actor, instead, has been the G-7, a grouping dominated by medium-sized European states in which Asia’s dynamic emerging economies – the current source of global savings – have no representation.
One problem the poor often have in accumulating savings is lack of easy access to savings accounts where they can deposit money.
The only other explanation is that even now, more than three years after the US financial crisis erupted, financial markets’ ability to price relative risks and returns sensibly has been broken at a deep level, leaving them incapable of doing their job: bearing and managing risk in order to channel savings to entrepreneurial ventures.
Although the postwar population boom and heavy regulation meant that real estate prices in many countries went up more often than down, a sudden collapse of the property market--such as happened in Japan a decade ago--may dramatically reduce the value of most people's savings.
Yet, as Tharman reminded the crowd, countries like South Korea and Singapore “grew by running current account deficits at early stages of development so we could invest ahead for growth while our savings were being built up.”
A family need not wait until it has savings equal to the value of a house before buying one.
The process of reducing interest rates – anchored on a solid tax policy and enabled by the removal of institutional obstacles (such as the rule of remuneration of savings accounts) – was extended to the second half of 2012, leading to a real annual rate under 2%.
The absence of “no money down” mortgages might be more important than Confucian ethics in explaining China’s high savings rate.
One sure way to reduce the savings rate in China would be to develop an American-style mortgage market there.
But Germans still own indirectly the houses they live in through their investments with life-insurance companies and savings societies, which own and manage a large proportion of the country’s housing estates.
Germany’s immense current-account surplus – the excess savings generated by suppressing wages to subsidize exports – has been both a cause of the eurozone crisis and an obstacle to resolving it.
The country’s Sparkassen – savings banks with a collective balance sheet of some €1 trillion ($1.1 trillion) – are outside the European Central Bank’s supervisory control, while thinly capitalized mega-banks, such as Deutsche Bank, and the country’s rotten state-owned regional lenders have obtained an implausibly clean bill of health.
Indeed, according to this new paradigm, savings, while useful, are not an essential prerequisite to investment and thus to economic growth.
The United States, which experienced a prolonged period of growth without savings, is a case in point.
Of course, large multinational banks, which have long benefited from the perception that economies need savings, are likely to resist such reforms.
For decades, these banks have been selling “foreign savings” to developing countries by lending at high interest rates and in a foreign currency, fueling the accumulation of massive amounts of foreign debt, which would often be converted into equity.
The fundamental factors underlying the US external imbalance are large fiscal deficits and low household savings, owing to excessive financial leverage.
The fundamental factors on the Chinese side are high corporate and household savings, together with some distortion of resource/utility prices.
The last time China saw such high growth in domestic investment, the savings rate was not as high as it is now.
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