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Saving in sentence

1808 examples of Saving in a sentence

Europe’s Procrustean NightmareMANNHEIM – The European Union’s policy of saving the euro at all costs is enough to guarantee the euro’s survival.
China’s 12th Five-Year Plan, which will take effect in 2012, recognizes these policy imperatives and calls for several measures to fulfill them, including wage increases for urban workers; income support for rural households; enhanced access to capital for small businesses, especially in the underbuilt services sector; and more generous social-welfare programs, which would reduce Chinese households’ high levels of precautionary saving.
Such an approach would balance commercial returns with affordability, global access, and conservation, while saving governments money in the long run.
Its sensible people are sensibly saving for retirement.
Better than fiddling with the currency would be to address saving and investment directly.
The last factor is the desperately low rate of saving that is endemic in the Americas.
Indeed, this is the bottom line economically, for where there is little saving, there is little investment--and little basis for capital accumulation and productivity growth.
Consider China, where the saving and investment rates are near 40%, where the current account is in surplus and there is no public debt.
America’s Saving SurpriseCAMBRIDGE – The household saving rate in the United States has tripled in the past three years.
The rapid rise in saving has reduced consumer spending, slowing the pace of GDP growth in 2009 and in early 2010.
If the saving rate continues to rise rapidly, it could push America’s fragile economy into another downturn.
Higher household saving depresses consumption because it is the difference between households’ after-tax income and what they spend.
The saving may be deposited in bank accounts or used to buy mutual funds or corporate stock.
Saving may also take the form of individual contributions to retirement accounts or employer contributions to corporate saving plans.
Paying down debt on credit cards or mortgages also counts as saving – but increases in the value of existing assets like stocks or real estate do not, even though they increase the value of household wealth.
In any year, some households are savers and others, especially retirees, are dissavers that use past saving to finance current consumption.
The nation’s net household saving rate is the difference between the saving of the savers and the dissaving of the dissavers.
The recent rise in the US household saving rate reversed a long-term decline that began 25 years ago.
The saving rate in each of those 25 years was between 7% and 11%.
But, after 1985, a variety of changes caused saving to decline until it reached less than 2% in 2007.
And, with unemployment stubbornly high, many households are saving in order to have additional cash if they should lose their job or be put on shorter hours.
There is no way to predict what the saving rate will do next.
Households’ need to rebuild wealth, and the lack of access to credit, implies that the saving rate could continue to rise from the 6.4% recorded in June (the most recent month for which data are available) to the 9% rate that America averaged in the decades before 1985.
But if households instead become optimistic about the pace of recovery, they might choose to cut back on their saving in order to maintain consumption, despite weak earnings.
Household saving is only one part of net national saving.
Since after-tax personal income accounts for about 75% of GDP, a household saving rate of 6% translates into just 4.5% of GDP.
The combination of household and corporate saving brings total private saving to 7.5% of GDP.
That would leave a net national saving rate of just 2.5% of GDP.
Such a low national saving rate would not be sufficient to finance the level of new investment in plant, equipment, and housing that the country needs.
So, despite the rise in the household saving rate, unless federal government policies change to shrink America’s future budget deficits, the US will continue to be dependent on capital inflows from the rest of the world.
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