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Mortgage in sentence

506 examples of Mortgage in a sentence

Most residents of the area below the line were not displaced or evacuated, but they were offered mortgage or rent assistance nonetheless.
Perhaps the buy-on-dips confidence index has slipped lately because of negative news concerning credit markets, notably the US sub-prime mortgage market, which has increased anxiety about the fundamental soundness of the economy.
The ensuing property bubble resulted in white elephants in Dublin’s financial district, row upon row of new blocks of flats in the middle of nowhere, and a mountain of mortgage debt.
If you get a mortgage but then lose your job, you have bad luck.
To avoid a repeat of the home mortgage crisis, loan originators should have to “keep skin in the game.”
Alternatively, it could have intervened by instituting planning regulations or imposing limits on mortgage loans.
For example, Lloyds TSB took over the troubled HBOS, Britain’s largest mortgage lender, in a merger opposed by the country’s Office of Fair Trading, whereas it was barred from taking over Abbey National bank in 2001.
The decisions to build an interstate highway system (and to spend most of that money on suburban commuter roads) and to jump-start the long-term mortgage market – reflecting the widespread belief that General Motors’ interests were identical with America’s – literally reconfigured the landscape.
Of course, the mother of all bailouts is the absurd blank check the United States government is granting the giant home mortgage lending agencies Fannie Mae and Freddie Mac, which hold or guarantee $5 trillion in mortgages that are looking increasingly dubious.
When home prices were soaring, the geniuses behind mortgage finance seemed infallible.
It would take too long to work out the conflicts to include a mortgage modification scheme in the rescue package.
But if house prices go down, your equity may well be wiped out (which is what it means to be underwater on your mortgage).
When that happens, inflationary expectations will mount, long-term government bond yields will rise, mortgage rates and private market rates will increase, and one would end up with stagflation (inflation and recession).
Germans do not see why they should be vulnerable because of poor quality mortgage lending in American inner cities.Depositors with the British bank Northern Rock blame American developments for the credit turbulence that made it impossible for the bank to continue to fund its lending.
Until recently, many Europeans thought they were insulated from the current US housing and mortgage crisis.
To its credit, the IMF not only acknowledges this, but it also provides evidence that developing countries with capital controls were hit less badly by the fallout from the sub-prime mortgage meltdown.
Financial markets responded by demanding much higher rates on the bonds of countries with high government debt ratios and banking systems weakened by excessive mortgage debt.
Expensive government bonds will shift demand to mortgage or corporate bonds, pushing up their prices.
In the US, the Term Asset-Backed Securities Loan Facility (TALF) program and the Public-Private Investment Program (PPIP) were in effect debt-forgiveness schemes aimed at sub-prime mortgage holders, but on too small a scale.
A bank or mortgage originator lends you a large amount of money, which is secured by the house as collateral.
Likewise, Fed Vice Chair Donald Kohn told the US Senate that losses in the mortgage market would not threaten banking viability.
We should toast the likely successes: some form of financial-product safety commission will be established; more derivative trading will move to exchanges and clearing houses from the shadows of the murky “bespoke” market; and some of the worst mortgage practices will be restricted.
The Treasury and Federal Reserve are adding preferred stock to the balance sheets of the US mortgage giants Fannie Mae and FHLBC and the insurance giant AIG in the hope of shoring up their capital cushions and lowering their borrowing costs so that they can buy more mortgages.
True, major commercial banks, like Citibank and Bank of America, tottered, but they were not at risk because of their securities underwriting for corporate clients or their securities-trading divisions, but because of how they (mis)handled mortgage securities.
Mortgage lending, however, is a long-standing activity for commercial and savings banks, mostly unaffected by Glass-Steagall or its repeal.
Unfortunately, the closer one examines the alternatives, including capital injections for banks and direct help for home mortgage holders, the clearer it becomes that inflation would be a help, not a hindrance.
In Spain, banks have historically issued 30-year mortgages whose interest rates are indexed to interbank rates such as Euribor, with a small spread (often less than 100 basis points) fixed for the lifetime of the mortgage.
Today, however, Spanish banks – especially those most heavily engaged in domestic mortgage lending – must pay a much higher spread over interbank rates to secure new funding.
Many local Spanish banks can thus stay afloat only because they refinance a large share of their mortgage book via the European Central Bank.
Fannie Mae, the government-created entity responsible for providing mortgages for middle-class Americans, helped lower mortgage costs and played a significant role in making America one of the countries with the largest proportion of private home ownership.
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