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Loans in sentence

1648 examples of Loans in a sentence

Beyond short-term fixes, the main priority must be to encourage a resumption of savings flows across Europe, but this time in the form of equity, not bank deposits and loans.
Oddly, the European Investment Bank, the EU’s financial arm, is authorized to provide only loans and guarantees, not equity investment.
The recovery was ultimately fueled by so-called “subprime” mortgages: home-purchase loans extended to borrowers with lower credit ratings.
When regulatory constraints are overcome, the ECB will also begin purchasing private assets (essentially securitized bundles of banks’ new loans).
Most of this is accumulated interest on loans borrowed by rapacious dictators of the past.
But the implicit guarantees on these bonds – as well as on existing bank loans – amount to hidden extra-budgetary liabilities for the central government.
Spreads charged on loans to Argentina went from huge to obscene.
Most governments forced to pay 40% a year or more on dollar loans would eventually run out of money and stop paying.
Traditionally, the banking business centered around attracting deposits and issuing loans.
Like China today, Japan had a high personal savings rate, which enabled investors to rely heavily on traditional, domestically financed bank loans.
For about eight years after the crisis began, banks simply used their massive stocks of government bonds as collateral to obtain liquidity from the BOJ, which they then used to finance loans to weak companies.
Such possibilities include livelihood insurance, home equity insurance, income-linked loans, and GDP-linked and home-price-linked securities.
Banks that grant risky loans on too little equity illustrate the analytical value of homo economicus particularly clearly.
Central banks have a great deal of control over an economy’s money supply, and they can affect interest rates across a wide range of loans and securities.
In early 2015, the central government announced plans to convert the local governments’ short-term, high-interest bank loans into long-term bonds.
Local governments discovered that even with an improved liquidity position, banks were reluctant to extend new loans.
More debtors would be able to repay their loans, which might lead the banks to lend more.
Even interbank loans, traditionally included on balance sheets, have been turned into “interbank investment businesses,” which can exist off balance sheets.
That 246% growth rate was 1.8 times that of total assets and 1.7 times that of total loans over the same period.
Indeed, the proliferation of interbank loans and non-standard assets left a lot of money spinning within the financial system, instead of being put to use in the real economy.
In Central and Eastern Europe, foreign banks extended euro- and Swiss franc-denominated corporate, home, and car loans to firms and households with incomes in local currency, which added to corporate and household financial distress when local currencies tanked.
People in Spain, Portugal, and other troubled eurozone countries now fear for their savings should their country need emergency loans from its partners.
And, when Greece repeatedly missed its debt and deficit targets, its European partners extended new loans with longer repayment periods and lower interest rates.
Lenders are unwilling to provide long-term credit at fixed interest rates, because a jump in inflation would destroy the value of their bonds and loans.
Households and businesses are reluctant to finance long-term investments with short-term loans or with variable-interest-rate loans, because a jump in inflation would cause their interest payments to rise sharply.
For example, effective risk management and longer-term policy objectives would be better aligned if regulators reduced capital requirements for banks that extend loans for climate-resilient and environmentally friendly investments.
And they celebrate China as a valuable source of investments, loans, and market opportunities.
They should learn about China’s asymmetric relationships with many of its trading partners, and the stark terms of Chinese loans, which have left many borrowers mired in a debt trap.
Moreover, unlike Cato and Heritage, the World Bank is a public, tax-financed entity that wields vast influence around the world through its grants, loans, and policy recommendations.
But some critics, like Fed Governor Jeremy Stein, argue that macro-pru policies to control credit and leverage – such as limits on loan-to-value ratios for mortgages, bigger capital buffers for banks that extend risky loans, and tighter underwriting standards – may not work.
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