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Loans in sentence

1648 examples of Loans in a sentence

In addition to the downturn in real estate, a broader bubble in consumer credit is now collapsing: as the US economy slips into recession, defaults on credit cards, auto loans, and student loans will increase sharply.
Then there is the exposure of banks and other financial institutions to rising losses on loans that financed reckless leveraged buy-outs (LBOs).
With a worsening recession, many LBOs that were loaded with too much debt and not enough equity will fail as firms with lower profits or higher losses become unable to service their loans.
It is also true that countries dependent on official aid and IMF loans can face unwarranted pressure to conform to outsiders’ wrongheaded policy views – from premature opening of capital markets in Asia in the 1990’s to force-fed austerity in Greece and Spain today.
For now, however, European policymakers seem to prefer to keep escalating the size of bridge loans to the periphery, not wanting to acknowledge that private markets will ultimately require a more durable and sustainable solution.
Given property’s role as the main form of collateral for bank loans, financial risk has risen sharply.
But the transition must be handled carefully to ensure that property prices do not plummet, which would increase the ratio of non-performing loans – and possibly even trigger a major financial crisis.
Delivery of financial services will be made more difficult and expensive everywhere, even though some countries’ banks are financed by stable long-term deposits rather than short-term interbank loans, with few toxic assets and local loans that are more than comfortably covered by local deposits.
The rescue initially takes the form of intergovernmental loans, so that the fiction can be preserved that each country pays back its own debts.
But, as soon as the loans are dished out, mutualization shows its real face, taking the form of debt forgiveness.
In the case of Ireland, €40 billion ($54 billion) in Emergency Liquidity Assistance loans from the European Central Bank were converted into long-term bonds at below-market interest rates after the collapse of the bank established to consolidate the failed Anglo Irish Bank’s non-performing loans.
About a year ago, the maturity of the intergovernmental loans given to Greece was extended to around 30 years on average, at highly preferential interest rates; indeed, interest was waived for a full ten years.
In the interwar Great Depression, the economist Irving Fisher accurately described the process of debt deflation, in which lenders, worried by the deterioration of their asset quality, called in their loans, pushing borrowers to liquidate assets.
The private sector, in particular, has the capacity and expertise to contribute substantially to international development efforts, through investments, loans, and even philanthropic resources provided by transnational corporations, financial institutions, foundations, and other sources.
Concessional loans at trifling interest rates (between 0.25% and 0.75%, well below the cost of servicing the loans) are also extended as lines of credit, tied mainly to the purchase of Indian goods and services, and countries in Africa have been clamoring for them.
According to The Wall Street Journal, the US Department of Energy (DOE) alone is planning to spend more than $40 billion in loans and grants to encourage private firms to develop green technologies, such as electric cars, new batteries, wind turbines, and solar panels.
The nudge can take the form of subsidies, loans, infrastructure, and other kinds of support.
A Thai fund of 10 billion baht was established to provide outright aid and soft loans to the ECS members.
Higher capital ratios, lower exposure to bad loans, and more transparent balance sheets increase the chances that the ECB’s quantitative impulses will be transmitted to the wider economy.
In order to rescue the banking system, the Federal Reserve, for example, put interest rates at artificially low levels; as was disclosed recently, it also has provided secret loans of $1.2 trillion to banks.
Loans from the China Development Bank carry higher interest rates than the West’s traditional lending mechanisms, but they also come with fewer restrictions on policy, and allowed Venezuela to escape the worst of the bondholders’ wrath – at least so far.
As a result, every time investment picks up in Latin America, it has to be financed with loans from abroad.
They should also expand access to higher education (especially community college), but not by providing government loans that get channeled to some for-profit universities from which students emerge with high debt and little else.
Moreover, Democrats should resume the good work that the Consumer Financial Protection Bureau has done until now – for example, regulating payday loans, student loans, auto loans, and credit card debt.
Alternatively, it could have intervened by instituting planning regulations or imposing limits on mortgage loans.
The market for potatoes is not like the market for loans.
The interest rate that Chinese banks charge one another for short-term loans had begun rising two weeks earlier on rumors that two medium-size banks had defaulted on their debts.
In fact, some of this supposed evidence was misleading, because it reflected nothing more than a change in regulatory standards that had brought hidden loans to the surface.
SHANGHAI – China is increasingly debating whether or not the renminbi should be internationalized, possibly joining the US dollar and the euro as an international vehicle currency (IVC) – that is, a currency that other countries use to denominate the prices of their traded goods and international loans.
Fortunately, larger companies are now less dependent on bank credit than they were in the past, thanks to a well-developed market for commercial paper that in effect bypasses traditional bank loans.
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