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Loans in sentence

1648 examples of Loans in a sentence

By reducing the amount of funding available to regular firms, especially SMEs, such activities drive up the average interest rate on loans.
China has already removed all controls on interest rates on loans.
But such off-balance-sheet loans involve a larger number of intermediaries, increasing transaction costs.
Universal banks offer deposit accounts, credit cards, mortgages, business loans, and other products.
At the back end, experts in education, roads, electricity, water, and health care design and analyze project loans.
And, in the run-up to the G-20 summit in London, it thoroughly overhauled its lending policies, de-emphasizing traditional conditionality and making it easier for countries to qualify for loans.
In 2011, for example, the BRSA adopted a loan-to-value regulation on mortgages in order to limit rapid credit expansion stemming from growth in consumer loans.
Unable to repay their loans, they kill themselves.
While well intentioned, the new budget’s lavish loan forgiveness scheme will not help those farmers who most need relief: 80% of India’s farmers have no access to formal credit, and it is bank loans that are to be forgiven.
Moreover, since farmers who do have access to formal credit will have less incentive to repay their loans, banks will become more reluctant to lend to any farmers at all.
In Morocco, the government, with the help of international loans, implemented a program that transformed solid waste management, including by boosting private-sector participation considerably.
Previous approaches, often backed by risky loans that in some cases turned bad, hurt Chinese investors.
Even companies that provide textbooks, educational software, management systems, and student loans fail to achieve the level of excellence reached in other sectors.
In the US, that would include such coveted funding as Title I grants for primary and secondary education, and Title IV subsidized student loans for higher education.
Steep decline in Japan’s stock and real estate markets at the end of the 1980s and early 1990s left many financial bankruptcies and a weak banking system filled with bad loans.
And the housing wealth of existing owners does not translate into significantly higher spending, given the lack of access to home-equity loans and cheap mortgage refinancing.
Five billion of the world’s 7.3 billion people hold their tangible and intangible assets outside of the formal legal system; these assets cannot be invested or create surplus value, nor can they serve as collateral for loans or as identification for accessing public services.
A renewed commitment to macroeconomic and financial stability allows governments to rein in persistent deficits and growing debts and address their economies’ increasing volume of bad loans.
Losses are spreading from sub-prime to near-prime and prime mortgages, commercial mortgages, and unsecured consumer credit (credit cards, auto loans, student loans).
Since 2008, SOEs and so-called local-government financing platforms have been using loans to fund massive fixed-asset investments, while private-sector actors have been borrowing – often from the shadow-banking sector – to finance investment in real-estate development.
With the official banking system thus constrained, it allocated the remaining credit to large enterprises and those with sufficient collateral, resulting in an uneven distribution of loans across regions and sectors.
As a result, large enterprises – mostly SOEs, which enjoy considerable financial subsidies and liquidity – accounted for 43% of total bank loans in 2011; small and medium-size enterprises (SMEs), which face financial repression, including higher borrowing costs and tight liquidity, accounted for only 27%.
If these were commercial loans, creditors would consider restructuring them – extending the payment schedule and typically writing down principal.
In principle, banks should be attracted to the proposal, because restructured loans are less likely to default.
One solution is to craft programs that consider disparities in education and mobility when awarding loans.
(Goldman Sachs became eligible for subsidized Fed loans by turning itself into a holding company).
The remedy here is not to break up the banks, but to limit bank loans to this sector – say, by forcing them to hold a certain proportion of mortgages on their books, and by increasing the capital that needs to be held against loans for commercial real estate.
New loans for failed policies – the current joint creditor proposal – is, for them, no adjustment at all.
This would have discouraged undue investment in some sectors, reduced non-performing loans, and contained excessive leverage in the corporate sector, while avoiding the mispricing of commodities.
If highly leveraged developers are under stress, they could produce non-performing loans – and thus considerable risk – in both the traditional and shadow banking sectors.
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