Loans
in sentence
1648 examples of Loans in a sentence
As the late-coming speculators go bankrupt, the share of non-performing
loans
on banks’ balance sheets rises, forcing banks to reduce credit further.
Finally, a network of small not-for-profit local banks should be established to provide universal banking services, and
loans
to small and medium-size firms, like the scheme that has underpinned Germany’s economic strength and resilience over the last 200 years.
Under the Global Warehouse Receipt Program, for example, farmers may use produce stored in depositories as collateral for
loans.
If the EU followed the same playbook in the case of the UK, it would have demanded levels of austerity and bailout
loans
that would have been politically unacceptable on both sides of the English Channel.
Even today, about 70% of the core US financial firms’ liabilities are very short-term loans, like overnight repos.
Politically, recipients of Chinese
loans
– from Sri Lanka to Malaysia to Myanmar – have been expressing objections to the BRI and its odor of neo-imperialism.
Like other aid recipients, Greece has become locked in a codependent relationship with its creditors, which are providing assistance in the form of de facto debt relief through subsidized
loans
and deferred interest payments.
A true loss would be inflicted on a bank’s creditors only if the write-off losses on toxic mortgage
loans
exceeded the bank’s equity.
It continues to cause untold suffering in the US, where millions of homeowners have lost their homes, and is now threatening millions more in Poland and elsewhere who took out
loans
in Swiss francs.
Banks never wanted to admit to their bad loans, and now they don’t want to recognize the losses, at least not until they can adequately recapitalize themselves through their trading profits and the large spread between their high lending rates and rock-bottom borrowing costs.
For example, ruinously expensive “payday loans” can be appealing to cash-strapped borrowers, even if the terms of these
loans
tend to push people deeper into debt.
As an immature international creditor, China is unable to balance the inflows by making renminbi
loans
abroad.
Nor would it want to make dollar-denominated
loans.
As I pointed out, with the United States and global economy sliding into a severe recession, bank losses would extend well beyond sub-prime mortgages to include sub-prime, near-prime, and prime mortgages; commercial real estate; credit cards, auto loans, and student loans; industrial and commercial loans; corporate bonds; sovereign bonds and state and local government bonds; and losses on all of the assets that securitized such
loans.
But if you think that the $2 trillion figure is already huge, the latest estimates by my research consultancy RGE Monitor suggest that total losses on
loans
made by US financial firms and the fall in the market value of the assets they hold (things like mortgage-backed securities) will peak at about $3.6 trillion.
What European leaders may want most from the Fund are easy
loans
and strong rhetorical support.
The banking sector is still digging out from the bad
loans
extended in the aftermath of the global meltdown in 2008.
With banks reopened, a currency that works, and suspension of debt servicing, some short-term IMF
loans
could boost confidence and help the country overcome its crisis of confidence.
Banks and other lenders are extending credit to lower-quality borrowers, to borrowers with large quantities of existing debt, and as
loans
with fewer conditions on borrowers (so-called “covenant-lite loans”).
Meanwhile, the credit crunch in the eurozone periphery is intensifying: thanks to the ECB long-term cheap loans, banks there don’t have a liquidity problem now, but they do have a massive capital shortage.
Moreover, there is a danger of debt and unpaid
loans
from projects that turn out to be economic “white elephants,” and security conflicts could bedevil projects that cross so many sovereign borders.
If the real interest rate on Greek debt were 4% (more or less what Greece is paying now for the emergency
loans
from the European Union) and annual GDP grew by 2% on average, the required primary fiscal surplus each year for the next quarter-century would be 5.7% of GDP.
Germany currently pays a little over 3% nominal interest on 10-year debt, half of what Greece is being charged for emergency
loans
– and far less than Greece would pay if it attempted to raise money in private markets.
The EU is pinning its hopes on one mechanism to reduce Greek debt:
loans
from the European Financial Stability Facility that would allow Greece to buy its own debt at a discount in the secondary market.
Investors will now dissect the implications of his departure for the ability of the monetary authorities to ensure price stability and encourage growth, or rebuild a banking system beset with non-performing
loans.
Developing-country governments will be only too pleased to borrow without the pesky conditions that the World Bank and existing regional development banks typically attach to their
loans.
Third, if you plug an unemployment rate of 10% to 11% into any model of loan defaults, you get ugly figures not just for residential mortgages (both prime and subprime), but also for commercial real estate, credit cards, student loans, auto loans, etc.
Did the market see the spread of lax lending standards and price the relevant pools of
loans
accordingly, or was it fooled?
Because North Korea does not repay loans, it cannot borrow money; because it reneges on deals, it drives away potential partners; and, because it aims for autarky, it cannot specialize or exploit its comparative advantages.
The essence of the recent financial crisis is that international bank
loans
flew into the "emerging markets" during the years 1993-96, only to flee these same markets in 1997 and after.
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