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Housing in sentence

1603 examples of Housing in a sentence

Urban growth in emerging-market countries – and the corresponding concentration of poverty – has challenged and sometimes overwhelmed the capacity of their governments to provide sustainable and affordable housing, water supply and sanitation, solid-waste management services, and education – all of which directly affect urban health – as well as basic health-care services.
If cities are to drive emerging-market countries towards a better future, their governments must ensure that urban housing, infrastructure, and services stay abreast of demand.
In the early 1990’s, Sweden suffered a huge recession precipitated by a housing bubble and a banking crisis.
But the excesses were mainly in the private sector, as interest-rate convergence generated economic divergence: lower interest rates in the weaker countries fueled housing bubbles, while the strongest country, Germany, had to tighten its belt in order to cope with the burden of reunification.
These include slow but persistent private and public-sector deleveraging; rising oil prices; weak job creation; another downturn in the housing market; severe fiscal problems at the state and local level; and an unsustainable deficit and debt burden at the federal level.
Americans borrowed and shopped until they were blue in the face, thinking that an ever-rising housing price market would wash away all financial sins.
The same is true in education, pensions, or housing for the poor.
Even if we were to accept that real rates were genuinely very high in the mid-1980’s, then the logical conclusion would be that the stock and housing markets should have been even lower in the 1980’s, not that real prices should be very high in 2005.
Legislation from even further back, such as the 1977 Community Reinvestment Act, helped to push banks into providing more financing for housing.
In a related indicator of stress on American workers, the number of homeless people in the US actually rose in 2017 – the first increase since 2010 – partly driven by skyrocketing rents and housing prices.
Recent estimates indicate that more than 550,000 people experience homelessness in the US on any given night, with about two-thirds ending up in emergency shelters or transitional housing programs, and one-third finding their way to unsheltered locations like parks, vehicles, and metro stations.
Not surprisingly, eight of the ten states with the highest rate of homelessness also had the highest median housing costs.
In 2017, Los Angeles voters passed tax measures to raise $1.2 billion for additional housing for the chronically homeless and $355 million for expanded services for the homeless.
But for it to be effective, policymakers should focus on three key areas: prevention; immediate and direct support for the homeless; and assistance for those making the transition to more stable housing.
Preventing homelessness is both cost-effective and humane, but it requires that people have adequate incomes to cover basic needs, including housing.
Three out of four households that qualify for federal housing assistance are not receiving it, owing to conflicting eligibility requirements, duplicative applications, and complex multi-agency approval processes.
Looking ahead, policymakers should bear in mind that the most successful solutions do not just offer emergency short-term shelter and daily services like showers and meals; they also help individuals make the transition to stable housing and access long-term support services.
For example, Santa Clara County in California has launched Project Welcome Home, a pay-for-success initiative that provides housing and clinical services to 200 chronically homeless individuals.
And San Francisco is collaborating with the non-profit organization Tipping Point to provide more affordable housing units and preventive programs.
Elsewhere, Utah has led the country in the “housing first” approach to homelessness, which focuses on putting the chronically homeless into permanent housing before tackling the main factors causing their homelessness.
But to ensure ample affordable housing for all those at risk of homelessness, California would need to build around 180,000 more new housing units each year – about 100,000 more than are currently being built – just to keep up with population growth.
Since 2010, eight times as many jobs as housing units have been added in San Francisco, where the average cost of building “affordable apartments” has jumped to $425,000.
A crucial first step is to increase the production of housing at all price levels, with a particular emphasis on the lower end of the market.
His solution landed the housing market in the worst of all worlds: their managements knew that if the blank cheques were filled out they would lose their jobs, so they retrenched and made mortgages more expensive and less available.
$700billion in preferred stock with warrants may be sufficient to make up the hole created by the bursting of the housing bubble.
By contrast, the addition of $700billion on the demand side may not be sufficient to arrest the decline of housing prices.
To prevent housing prices from overshooting on the downside, the number of foreclosures has to be kept to a minimum.
Avoiding another asset and credit bubble from arising by including the price of assets like housing in the determination of monetary policy is also important.
The continuous injection of liquidity would imply a greater likelihood of renewed asset bubbles in housing, equities, or modern art.
Until recently, many Europeans thought they were insulated from the current US housing and mortgage crisis.
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