Housing
in sentence
1603 examples of Housing in a sentence
During the
housing
bubble, prices signaled a severe scarcity of houses.
It was the CDS market that allowed the negative – and correct – view of the
housing
market held by John Paulson and others finally to be embedded into market prices.
At the same time, the EU should help to address the cause of extraordinary heating costs: the woeful energy inefficiency of most of the existing
housing
stock.
Thus, neo-Keynesians have tried to spur more
housing
investment through rock-bottom interest rates, more auto purchases through securitized consumer loans, and more “shovel-ready” infrastructure projects through short-term stimulus programs.
Unfortunately, the result of this deregulation was a short-lived
housing
bubble, not a sustained boom in productive private investment.
Meanwhile, institutional investors have been snapping up a series of climate bonds focusing on water, affordable housing, smart cities, and an array of other mitigation and adaption projects.
Indeed, the main question for 2007 is whether macroeconomic volatility will continue to decline, fueling another spectacular year for markets and housing, or start to rise again, perhaps due to growing geopolitical tensions.
Indeed, the massive equity and
housing
price increases of the past dozen or so years probably owe as much to greater macroeconomic stability as to any other factor.
This brings us to the $200 trillion question (roughly the value of global money and asset markets, including housing): What could cause macroeconomic volatility to start rising?
But if a major flare-up causes investors to lose confidence in low volatility, the bottom could fall out from under equity and
housing
prices.
Bubble TroubleThe future of the
housing
boom, and the possible financial repercussions of a substantial price decline in coming years, is a matter of mounting concern among governments around the world.
Roughly two-thirds of these countries have had dramatic
housing
booms since 2000, most of which appear to be continuing, at least for the time being.
At the Jackson Hole conference, Paul McCulley of PIMCO, the world’s largest bond fund, argued that in the past month or two we have been witnessing a run on what he calls the “shadow banking system,” which consists of all the levered investment conduits, vehicles and structures that have sprung up along with the
housing
boom.
The unusually low real funds rate came after the US
housing
boom was already well underway.
They have also rolled back sensible regulations of
housing
finance, including risk-retention rules, which force mortgage originators to keep some “skin in the game,” and requirements that borrowers make substantial down payments, which work to ensure ability to pay.
There are already 49 million
housing
units in these coastal areas, with an average of 1,355 building permits issued daily.
Buildings regarded as critical infrastructure, such as hospitals, must be able to withstand a 1,000-year flood (that is, a flood magnitude with a 0.1% probability of occurring in a given year), while
housing
must be able to withstand a 200-year flood.
The strategy – which focuses on transportation, urban design, and
housing
and water management – accounts for threats posed by natural hazards like earthquakes, floods, and rock falls in identifying the most appropriate land for development.
It is time to take stock of the crisis and recognize that the financial industry is undergoing fundamental shifts, and is not simply the victim of speculative panic against
housing
loans.
Never mind that this logic is now in danger of unraveling along with the US
housing
market;Treasury Secretary Hank Paulson will stick to it.
It follows, then, that the right to equality could be violated even where another legal right – to, say,
housing
or employment – does not exist.
Fed chairman Ben Bernanke is now extremely concerned that the economy’s
housing
market and mortgage problems will cause a recession unless interest rates are aggressively cut even if this means taking some risks with inflation.
This process started in the US after the
housing
bust, then spread to Europe, and is now ongoing in emerging markets that spent the last decade on a borrowing binge.
In his view, the post-crisis economic policies being carried out in the United States, Europe, and Japan are putting a ceiling on long-term interest rates that is “much like the effect of a price ceiling in a rental market where landlords reduce the supply of rental housing.”
The Philippine government has proposed that half of all scheduled debt payments be withheld for a specified period, to be invested in reforestation, clean water, housing, food production, primary healthcare, sanitation, basic education, farm-to-market roads, ecologically sound tourism, micro-finance, and related MDG projects.
Much of the money provided in the United Kingdom poured into the
housing
market rather than being lent to small and medium-sized businesses.
Third, cities must ensure high-quality, affordable
housing
for all in safe, healthy neighborhoods.
After all, the
housing
bubble was caused, in part, by pushing credit on households so that they would spend the US out of the recession that followed the dot-com bust.
The PBOC, through its “pledged supplementary lending” program, has also started lending directly to banks that have promised to use the funds for social
housing
construction.
Temporary exceptions could include supplemental social assistance,
housing
benefits or the "export" of family benefits to children living in the home country.
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