Housing
in sentence
1603 examples of Housing in a sentence
Worse, banks failed to understand the first principle of risk management: diversification only works when risks are not correlated, and macro-shocks (such as those that affect
housing
prices or borrowers’ ability to repay) affect the probability of default for all mortgages.
Worse, the US Federal Reserve and its previous chairman, Alan Greenspan, may have helped create the problem, encouraging households to take on risky variable-rate mortgages by reassuring those who worried about a
housing
bubble that there was at most a little “froth” in the market.
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Housing
BubblesNEW YORK – It is widely agreed that a series of collapsing housing-market bubbles triggered the global financial crisis of 2008-2009, along with the severe recession that followed.
Now, five years later, signs of frothiness, if not outright bubbles, are reappearing in
housing
markets in Switzerland, Sweden, Norway, Finland, France, Germany, Canada, Australia, New Zealand, and, back for an encore, the UK (well, London).
With central banks – especially in advanced economies and the high-income emerging economies – wary of using policy rates to fight bubbles, most countries are relying on macro-prudential regulation and supervision of the financial system to address frothy
housing
markets.
Thus, the political economy of
housing
finance limits regulators’ ability to do the right thing.
To be clear, macro-prudential restrictions are certainly called for; but they have been inadequate to control
housing
bubbles.
But the global economy’s new
housing
bubbles may not be about to burst just yet, because the forces feeding them – especially easy money and the need to hedge against inflation – are still fully operative.
In countries where non-recourse loans allow borrowers to walk away from a mortgage when its value exceeds that of their home, the
housing
bust may lead to massive defaults and banking crises.
In any country, the current-account balance is the difference between national saving and national investment in plant and equipment, housing, and inventories.
And the government will increase its spending on consumption services like health care, education, and
housing.
Moreover, the distribution of migrants and refugees in Italy tends to be concentrated around metropolitan centers that lack adequate housing, which also makes the problem seem much larger than it actually is.
Italy needs a better system for processing asylum applications, funneling refugees to available housing, and integrating them into society.
Consumers are pulling back from home and automobile purchases not only because they have suffered a blow to their wealth with declining stock prices and
housing
values, but also because they don’t know where to turn.
Economic growth became dependent on a steady flow of foreign capital to finance domestic consumption and flashy investments in housing, roads, bridges, and airports.
Soon, London was surrounded by leafy suburbs designed to keep high-quality
housing
and abundant green space in equilibrium.
Improved governance, higher food production, increased inter-regional trade, debt cancellation, better use of official development assistance (ODA), and thriving telecommunications and
housing
markets have helped as well.
One is the recent decision to levy a tax on unused land that could be developed for
housing.
But no recovery in the labor or
housing
markets has yet materialized.
Moreover, different methods of collecting consumer prices yield different results, depending on how
housing
costs are treated and the hedonic adjustment applied.
This was highlighted by the surge in many countries’
housing
prices in the run-up to the 2008 financial crisis, the steep decline in asset and commodity prices immediately after Lehman Brothers collapsed, the return to asset-price inflation since then, and recent large currency fluctuations.
Social networks are teeming with claims that if the state retains control over lithium production, the resulting revenue will solve Chile’s problems in financing education, health care, and
housing.
Among Colau’s commitments to the people of Barcelona was a local tax cut for small businesses and households, assistance to the poor, and the construction of
housing
for 15,000 refugees – a large share of the total number that Spain was meant to absorb from frontline states like Greece and Italy.
At the same time, the central government barred entry to the 15,000 refugees for whom Colau had built excellent
housing
facilities.
To this day, the budget surplus prevails, the services and local tax cuts promised have not been delivered, and the social
housing
for refugees remains empty.
Needing nothing more than food, decent housing, and the possibility of a job, these families wait for death, dreading the cries of their starving children.
Though conditions in Iraq today are drawing many young men toward violence, I am convinced that we need only to provide decent jobs and
housing
to save them.
Faced with a vicious combination of collapsing
housing
prices and imploding credit markets, the Fed has been aggressively cutting interest rates to try to stave off a recession.
Within Europe, credit flows to peripheral countries led to unprecedented
housing
booms in several countries.
When the central bank buys large amounts of bonds, all asset prices, including housing, tend to increase.
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