Example collocations logo

Homeowners in sentence

151 examples of Homeowners in a sentence

If businesses’ enthusiasm for spending on high-tech gadgetry and new homeowners’ enthusiasm for spending on three-bedroom houses can boost employment and production, then what argument can Harvey, Fama, Barro, Steil, and company make that government spending will not?
But those returns are not risk-adjusted, which means that when the economy slumps, big losses are allocated – as American homeowners learned in 2008, Korean conglomerates learned in 1997, and governments in emerging markets learn repeatedly.
Bank officers may have walked away with hundreds of millions of dollars, but everyone else in our society – shareholders, bondholders, taxpayers, homeowners, workers – suffered.
How else can the crisis-battered housing market finally clear for the remainder of US homeowners?
Providing enough money to the banks was, his team seemed to say, the best way to help ordinary homeowners and workers.
To make up for this difference, the bill proposes a cap on the mortgage-interest deduction for homeowners, and on the deductibility of property tax, as well as eliminating other tax benefits for the middle class.
BMW and Huawei will be just fine, whereas tariffs will act as a tax on American consumers, through higher prices, and on American workers, businesses, and homeowners, through rising interest rates.
But the tariffs would hurt American builders and homeowners, as well as Canadian timber companies.
One reason that banks oppose debt write-downs is that many underwater homeowners continue to repay debt rather than default, even while cutting back on other spending.
And many homeowners, eager to participate even more in the boom and feel like savvy capitalists, bought more expensive houses than they normally would.
Homeowners, backed by rising house prices, are piling up debt.
Much of the stimulus to homeowners is propping up housing prices at unsustainable levels.
So the full impact of the crisis remains ahead of us: 1.3 million American homeowners have already defaulted on their mortgages.
Even if there are economic arguments for eliminating, say, the deductibility of mortgage interest payments, imagine the howls of protest from homeowners, including many Trump voters, who borrowed to purchase their houses.
Another hoped-for benefit was that capital gains could be converted into home equity loans, boosting homeowners’ living standards.
The provision of limited liability not only turned Wall Street into a casino, but so-called “Main Street” also was induced to gamble, because homeowners enjoyed a limited liability similar to that of the companies.
Such homeowners knew that with rising prices they would be able to realize a gain by either selling their homes or increasing their debt, while in the case of falling prices they could simply hand over the keys to their banks.
Similarly, demand for new homes could be increased by allowing homeowners to deduct mortgage interest payments (as they do in the US), or by giving a tax credit for mortgage interest payments.
Those bubbles may keep expanding, or may burst, leaving many homeowners mired in debt.
Most homeowners are not gambling for pleasure.
Well-developed markets for real estate derivatives would allow homeowners to kick the gambling habit.
Because even many financially sophisticated homeowners will find direct participation in derivative markets too daunting, the next stage in the development of real estate risk management will be to create suitable retail products.
For example, the derivative markets should create an environment that encourages insurers to develop home equity insurance, which insures homeowners not just against a bust but also against drops in the market value of the home.
Derivatives markets for real estate should also facilitate the creation of mortgage loans that help homeowners manage risks by, say, reducing the amount owed if a home’s value drops.
These developments offer hope that current and future homeowners will be spared the agony of worrying about the vicissitudes of the real estate market.
That is good news, because there is a pretty strong chance that we are going to see major price declines in a number of cities around the globe in the next few years, and these price declines will cause real pain to many homeowners.
But if the momentum toward better risk management continues, it will be the last real estate cycle in which homeowners are unable to protect themselves.
For example, the housing-market collapse that left millions of US homeowners underwater is not part of textbook models, but it made precise calculations of fiscal stimulus based on them impossible.
An excellent example is homeowners’ insurance.
Almost universally in the world today, homeowners’ insurance is short term.
Back