Example collocations logo

Homeowners in sentence

151 examples of Homeowners in a sentence

They might be proud homeowners on paper, but their mortgage was probably underwritten by quasi-governmental institutions like Fannie Mae and Freddie Mac, which in turn rely heavily on capital from China for their own refinancing.
With respect to the United States, I welcome President Barack Obama’s recent proposals to address growth and employment; actions like more aggressive principal-reduction programs or helping homeowners to take advantage of low-interest rates would also help.
Indeed, they often lent homeowners more than 100% of the underlying property’s value.
It continues to cause untold suffering in the US, where millions of homeowners have lost their homes, and is now threatening millions more in Poland and elsewhere who took out loans in Swiss francs.
Debt restructuring – writing down the debts of homeowners and, in some cases, governments – will be key.
All of this benefits elected leaders, who win the support of voters who feel wealthier, the formerly unemployed who find jobs, and the homeowners whose houses are rising in value.
While partly successful in stimulating the economy, these policies have had massive redistributive effects: from small savers to banks, from underwater homeowners to rich investors, and from pensioners to financiers.
In California, one of the world’s most unstable geological regions, only one in six homeowners buys earthquake insurance.
The answer is that fiscal policy is the key tool politicians use to attract and maintain the support of a winning coalition of voters, say retirees, public employees, and middle-class homeowners, while imposing the costs on the losers.
Certainly, the government must also find better ways to help homeowners and their lenders work out efficient bankruptcy proceedings.
Wealthy homeowners in Bavaria can feel good about their inefficient solar panels, receiving lavish subsidies essentially paid by poor tenants in the Ruhr, who cannot afford their own solar panels but still have to pay higher electricity costs.
In 2007-2008, it was homeowners who could not keep up with payments; now it is governments.
If implemented, his innovative idea would reduce homeowners’ leverage.
The most fundamental reform of housing markets remains something that reduces homeowners’ overleverage and lack of diversification.
The government’s “Green Deal” could serve as a flagship example of how to create incentives for homeowners to improve their energy efficiency.
Advocates of an “ownership society” argue that homeowners take better care of their property than renters, with positive externalities for the neighborhood.
More likely, America will muddle through – here another little program for struggling students and homeowners, there the end of the Bush tax cuts for millionaires, but no wholesale tax reform, serious cutbacks in defense spending, or significant progress on global warming.
There were thus other ways of increasing aggregate demand besides fiscal stimulus: doing more to induce lending, to help homeowners, to restructure mortgage debt, and to redress existing inequalities.
Some Asian countries raise banks’ reserve requirements and homeowners’ loan-to-value ceilings during booms, and lower them during financial downturns.
It is hard to imagine many businesses, consumers, or homeowners changing their behavior because of a quarter-point change in short-term interest rates, especially if long-term rates hardly move.
Needless to say, many indebted homeowners and leveraged bank executives would have made very different decisions had they thought that there was a non-negligible chance of an outright decline in prices.
On February 23, 2004, he pointed out that “many homeowners might have saved tens of thousands of dollars had they held adjustable-rate mortgages rather than fixed-rate mortgages during the past decade.”
The urban planning process needs to take into account the concerns of all stakeholders – including newcomers, young adults, low-income service workers, renters, and homeowners.
Exceptions like Hungary, where homeowners had foolishly borrowed in seemingly cheap euros and Swiss francs, proved the rule.
After all, managing for the short run encouraged mortgage lenders to offer artificially low “teaser” interest rates to lure potential homeowners.
But house prices have since fallen some 40% on average, leaving one-third of homeowners with mortgages owing more than their house is worth.
The resulting fall in wealth has reduced consumer spending, while the decline in homeowners’ equity prevents borrowing to finance any increase.
Many homeowners who can afford to make their mortgage payments will choose to default, move to rental housing, and wait to purchase until house prices have declined further.
As homeowners with large negative equity default, the foreclosed homes contribute to the excess supply that drives prices down further.
The tax system first encourages financial firms to use more debt than is safe, but there is a parallel effect on non-financial firms and many homeowners.
BackNext