Deposits
in sentence
467 examples of Deposits in a sentence
Or the
deposits
can be investments in D.E.
Economists have sensibly advocated that China raise the interest rates that it pays on bank
deposits
so that Chinese households earn more and consume more.
And, though it continues to guide interest rates on deposits, banks can easily evade these regulations by selling depositors off-balance-sheet wealth-management products, on which returns are not capped.
It is ultimately funded through retail bank deposits, banks’ wealth-management products, and private equity.
Perhaps the biggest challenges facing China are raising real returns on financial liabilities
(deposits
and wealth-management products) and promoting more balanced lending.
So QE basically consists of an exchange of two low-yielding assets – long-terms bonds and central-bank
deposits.
Finally, in countries like Germany, where households’ bank and saving
deposits
far outweigh their debt, lower interest rates reduce total household spending.
To avoid inflation, the government
deposits
a large part of its profits into a Stabilization Fund.
The excess was mopped up through statutory reserve requirements amounting to as much as 20% of bank
deposits.
In banking, the trust-busters won the day with the Glass-Steagall Act of 1933, which divorced commercial banking from investment banking and guaranteed bank
deposits.
Moreover, they would be limited in their holding of derivative instruments, and Obama has suggested that no commercial bank should hold more than 10% of national
deposits.
Even if poor countries were willing to guarantee their deposits, the guarantee would mean less than that from the United States.
To attract deposits, banks have been offering interest rates of ten percentage points or more above of the inflation rate, while using new
deposits
to pay previous depositors.
Less than Zero in JapanTOKYO – In a bold attempt to reflate the Japanese economy, the Bank of Japan has now pushed interest rates on
deposits
into negative territory.
In Argentina, the banking system came close to collapse, causing the government to ban bank withdrawals – introducing the so-called corralito, or bullpen, for
deposits
– and establishing capital controls.
The Argentine experience suggests that, after the run on bank deposits, the saga’s next installment is monetary collapse.
But this only accelerates the run on the banks, as households and firms realize that no solid assets are backing their
deposits.
Like shrinking aggregate demand, the contraction of bank loans had a multiplier effect, with growing financial fragility inducing depositors and overseas financial institutions also to withdraw credits and
deposits
from Greek banks.
Likewise, increasing the interest rates paid on bank
deposits
would enable savings to decline without loss of income.
As a result, executives were not exposed to the potential negative consequences that large losses could bring about for preferred shareholders, bondholders, and the government as a guarantor of
deposits.
Moreover, absolute protection for all
deposits
up to an ex ante threshold – say, €100,000 ($133,000) – should be firmly anchored within EU legislation.
Rather, it should apply only to small deposits, with the specific scale defined according to the richest participating country.
Bank subsidiaries will increasingly have to finance local lending with local
deposits
and other local funding.
But the recent discovery of massive natural-resource
deposits
in Kenya and elsewhere should prompt officials to rethink this goal.
But the key development was the discovery of large natural-gas
deposits
in Burma, which would not be available to an India deemed hostile to the regime.
Canadian and Chinese researchers are also using genomic analysis of the microbial communities living in hydrocarbon
deposits
to develop new bioprocesses that will make oil and gas extraction greener, by enhancing resource recovery, reducing water and energy use, and minimizing greenhouse-gas emissions.
Though the People’s Bank of China still officially caps interest rates on deposits, commercial banks – in cooperation with nonbank financial institutions, especially trust companies – are using wealth-management products to attract
deposits
with de facto free-market interest rates.
By “quantity of money,” experts normally mean M3, a broad measure that includes bank
deposits.
Flooding banks with central-bank money is no guarantee that deposits, which arise from spending or borrowing money, will increase in the same proportion.
Raising interest rates on bank deposits, which are now negative in real terms, would reduce incentives for individuals to pour money into equity markets or real estate, mitigating the risk of asset market bubbles and boom-bust cycles in the economy.
Back
Next
Related words
Banks
Their
Interest
Which
Would
Rates
Government
Financial
Commercial
Money
Loans
Reserves
Large
System
Banking
Could
Assets
Lending
Bonds
Savings