Deposits
in sentence
467 examples of Deposits in a sentence
Unlike most of Central and Eastern Europe, Russia boasts vast
deposits
of oil, gas, diamonds, and precious metals that are marketable abroad and easy to steal.
On the positive side, the revival of China’s stock market in a low-interest-rate environment represents an important shift in asset allocation away from real estate and
deposits.
Roughly 50% of Chinese savings – amounting to as much as half of GDP – lie in real estate alone, with 20% in deposits, 11% in stocks, and 12% in bonds.
To compare, in the United States, real estate, insurance, and pensions each account for about 20% of total savings, with 7.4% in deposits, 21% in stocks, and 33% in bonds.
RMB
deposits
in Hong Kong are growing exponentially.
The big increase in RMB
deposits
in Hong Kong is a case in point.
As a result of RMB internationalization, RMB
deposits
held by Hong Kong residents have reached RMB370 billion ($57 billion), and the amount may reach RMB1 trillion by the end of the year.
One might wonder what difference there is between hot money and RMB
deposits
held by non-residents.
The answer depends on why non-residents hold these
deposits.
Deposits
in the branches of American banks in Buenos Aires were to be as safe as
deposits
in Miami.
The government guarantees bank
deposits
because a banking failure could hurt the entire economy.
Given Britain’s chronic trade and current-account deficits, an exit from the euro would have necessarily caused a decline in the international value of UK bank
deposits.
Even if the Greek government decides to pay wages and pensions by printing its own IOUs or “new drachmas,” the European Court of Justice will rule that all domestic debts and bank
deposits
must be repaid in euros.
That, in turn, will force a default against Greek citizens, as well as foreign creditors, because the government will be unable to honor the euro value of insured
deposits
in Greek banks.
The recent collapse is reminiscent of a similar dive in the price of coal – which crashed from a brief high of $140 a ton in 2008 to about $40 a ton today – which led some
deposits
to become “financially stranded,” meaning that the cost of developing them outweighs potential returns.
Private banks, insurance companies, pension funds, and so on have limited appetite for building up liquid dollar claims on foreigners when their own liabilities – deposits, insurance claims, and pension obligations – are denominated in renminbi.
The typical bank is capitalized with equity, long-term debt, short-term debt, and
deposits.
It can also resolve the problem of managing banks’ bad assets by reselling most of assets and
deposits
– with a government guarantee – to new private shareholders after a clean-up of the bad assets (as in the resolution of the Indy Mac bank failure).
As investors fled the country because of fear of devaluation (in a period in which the Argentine Government was promising never to devalue the peso, fixed at one-to-one with the US dollar), interest rates rose and bank
deposits
fell.
Black carbon, which absorbs heat from the sun, also accounts for anywhere from 10% to more than 45% of the contribution to global warming, and is also linked to accelerated losses of glaciers in Asia, because the soot
deposits
darken, ice making it more vulnerable to melting.
But structured
deposits
– for example,
deposits
whose rate of return is linked to the performance of the New York Stock Exchange – are becoming increasingly popular.
Offshore renminbi bank
deposits
are falling.
If Chinese banks and firms are slow to adjust, liberalizing international capital flows will lead only to more volatility, fewer offshore deposits, and less reliance on the renminbi for settling merchandise transactions – exactly as has been the case recently.
Adhering to the gold standard during the Great Depression implied a deflationary monetary-policy bias, since it required keeping interest rates relatively high to encourage investors to hold
deposits
in banks rather than demanding the gold that backed them.
Investment, particularly in energy, flowed in, as Westen companies hoped that oil and gas
deposits
in neighboring Azerbaijan meant that there must be some in Georgia, too.
Moreover, governments should guarantee insolvent banks’ loans to non-financial companies, as well as private customers’ current, fixed-term, and savings deposits, by reforming insolvency laws.
Certainly, governments should not guarantee interbank liabilities that do not affect customer
deposits.
Nor would a run on savings
deposits
occur, given the official guarantees that they remain unaffected by a bank’s insolvency.
After all, even a simple banknote is money only because the government says so, and thus is no different from savings deposits, which means that no saver has an advantage from holding cash.
Of course, the deliberate restriction of the effects of bankruptcy to accounts other than private current, savings, and fixed-term
deposits
means that the insolvency of bank A could lead to the insolvency of bank B. For bank B, too, the same liquidation scenario would apply: savings
deposits
would be safe, payments could be made from its customers’ current deposits, and loans that it granted to non-financial companies would not be revoked.
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