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Borrower in sentence

56 examples of Borrower in a sentence

From the mighty eBay, the grandfather of exchange marketplaces, to car-sharing companies such as GoGet, where you pay a monthly fee to rent cars by the hour, to social lending platforms such as Zopa, that will take anyone in this audience with 100 dollars to lend, and match them with a borrower anywhere in the world, we're sharing and collaborating again in ways that I believe are more hip than hippie.
And our examiners said, they are making loans without even checking what the borrower's income is.
Twenty or 30 years ago, if a bank in North America lent too much money to some people who couldn't afford to pay it back and the bank went bust, that was bad for the lender and bad for the borrower, but we didn't imagine it would bring the global economic system to its knees for nearly a decade.
Consider catastrophe bonds (or “cat bonds”), which contain clauses that stipulate that the issuer of the bond (the borrower) does not have to repay the money if a specified catastrophe occurs.
The moral of the tale is not, as Polonius instructed his son Laertes, “neither a borrower nor a lender be.”
Moreover, once a loan is securitized, the bank that issued it no longer has any incentive to ensure repayment by the borrower, which raises the risk of default and drives up interest rates.
With America turning away from its global role of borrower of last resort, the rest of us will need to sharpen our competitive edge to sell in other markets.
The US, until then a net creditor to the world, became a net borrower, with China and other emerging markets benefiting from America’s rising trade deficit.
The borrower is thus more likely to be able to repay the loan, even if its product’s price falls.
Just as the dollar is often the unit of account in debt contracts, even when neither the borrower nor the lender is a US entity, the dollar’s share in invoicing for international trade is around 4.5 times America’s share of world imports, and three times its share of world exports.
Bankers were once supposed to know every borrower, and to make case-by-case lending decisions.
Bank lending and regulation, by contrast, must incorporate local knowledge, because, in a dynamic, unregimented economy, each borrower, loan, and bank is different (though some general guidelines can help).
The idea is attractive, but it must be recognized that a joint guarantee implies that each of the participating countries will give their partners access to their own taxpayers, who may be required to stand in for a defaulting borrower.
Loan covenants have likely been broken, and lenders begin demanding that the borrower either put up new collateral or deleverage and repay part of the loan.
Since an unlimited number of CDSs could be sold against each borrower, the supply of swaps could grow much faster than the supply of bonds.
When prices are rising, the real interest rate is less than the nominal rate since the borrower repays with dollars that are worth less.
Right now is precisely the time to do so, given that the United States has become, without rival, the world’s most reckless borrower.
The structure of global imbalances, with the US the big borrower and emerging markets the creditors, presents a rare opportunity to finance a change in governance at the IMF.
Nonetheless, China is the bank’s largest borrower, accounting for more than a quarter of its loan portfolio (China and India alone account for half the total, whereas Japanese companies win only around 1% of bids for ADB financing).
But, according to Yasushi Ando, one of Japan’s best-known private-equity figures, giving a major borrower an increased say in how a bank functions would be a clear conflict of interest (link in Japanese).
After all, steadily rising property prices mean that, if a borrower defaults, the property can be resold at a profit.
The main reason is simple: as debt is reduced, its price rises in the secondary market, sharply curtailing the benefits to the borrower.
The difficulty of repossession (where did the borrower park the car?) and sale (the used-car market is still in its infancy) meant that most of these bad loans had to be written off.
For example: the seller of a car may know more about his car than the buyer; the buyer of insurance may know more about his prospects of having an accident (such as how he drives) than the seller; a worker may know more about his ability than a prospective employer; a borrower may know more about his prospects for repaying a loan than the lender.
But there is a contrary moral attitude, the essence of which is that, whereas excessive debt is to be deplored, the blame for it lies with the lender, not the borrower.
“Neither a borrower nor a lender be,” Polonius admonished in Hamlet.
Start with the proposal made by Martin Feldstein, who recommends a trade: the government should reduce the value of mortgages when they are sufficiently underwater, with the government and the banks splitting the losses; in exchange, the borrower must agree that the new loan becomes “full recourse.”
First, we must recognize that the EU is already a triple-A borrower.
Likewise, an IMF program for Ireland – which seems increasingly likely – will not bring down domestic bond yields and reopen credit markets to any kind of Irish borrower.
That change convinced mortgage lenders that their activities were ultra-safe: they no longer even had to worry about the quality of the borrower.
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