Example collocations logo

Savings in sentence

1605 examples of Savings in a sentence

Then note that this pan-European austerity drive took place against the backdrop of massive excess savings over investment.
Finally, note that large excess savings and balanced government budgets necessarily mean large trade surpluses – and thus the increasing reliance of Germany, and Europe, on massive net exports to the United States and Asia.
In the case of China, a key part of its 12th five-year plan is to shift income to the household sector, where the savings rate is high but still lower than the corporate rate.
The economy can then use household savings (with appropriate financial intermediation) to finance corporate and government investment, rather than the US government.
With the post-crisis resetting of domestic consumption and savings, US aggregate demand will remain depressed.
The fundamental problem is simple: the market cannot be brought back into equilibrium when savers do not want to lend to those who would be willing to take these savings.
National risk premia would then disappear, and German savers would have no problem investing their savings in the eurozone’s periphery, knowing that the German government would ultimately underwrite these countries’ government bonds.
The US government’s loss of its AAA rating is a first sign that the most important outlet for excess Chinese savings might be losing its luster.
The general lesson from the euro crisis and the US rating downgrade is simple: given that so many countries have chronic excess savings (Germany, Japan, China, oil exporters), the world economy cannot recover without finding ways to channel these excess savings to economies that are both creditworthy and willing to borrow.
Similarly, the more that recovery and sustained growth strengthen banks’ balance sheets, the less urgency policymakers feel to address structural shortcomings, such as the implicit guarantees enjoyed by state banks and municipal savings banks in Germany, and the problems of family-controlled banks like Banco Espirito Santo in Portugal.
And, finally, when have investments stemming from Republican tax cuts ever raised more in national savings than has been depleted by the ensuing budget deficits?
The US, which at the time needed annual capital imports of $800 billion in order to offset the near total cessation of private savings, received the lion’s share of this capital.
But this created a gap in the government’s balance sheet between direct payments and the savings from the cut in subsidies.
In many areas, that means supporting “informal savings groups,” networks of like-minded women who pay dues to build a shared pool of resources.
Community-based savings groups – there are millions in Asia and Africa alone – are changing lives every day.
Fortunately, a neighbor who belonged to a health savings group was able to contribute and pay the fare.
Most savings group loans are similarly small.
Unfortunately, many savings groups, as important as they are, do not scale; most operate in isolation from official services, which weakens their effectiveness.
That is why my organization, the Grameen Foundation, is using digital technology and mobile phones to connect savings groups with other service providers.
Since 1993, we have worked with more than 73,000 women in nearly 3,300 savings groups, bringing services directly to the women who need them.
By serving as a bridge between informal savings groups and banks, health centers, schools, and agricultural extension services, we are helping women make better decisions about food use, nutritional practices, and spending.
On one recent trip, I met Rasmata, a young mother who told me that thanks to the safety net of her savings group, she was managing to support her family despite her husband’s emigration abroad, her father’s recent death, and a lingering drought.
The US has a rather low savings rate; but it has significant opportunities for investment, owing to its efficient entrepreneurs and vibrant technology sector.
For the past three years, falling interest rates have been the engine of growth, as households took on more debt to refinance their mortgages and used some of the savings to consume.
There are big potential savings to be gained, too.
If savings no longer yield a return, people can’t afford big-ticket items or pay for retirement down the road.
In China and India, savings are going into home purchases, because financial repression leaves households with few other assets that provide a good hedge against inflation.
The German operations naturally generate a surplus of funds (given that savings in Germany far exceed investment on average).
This would augment savings options for an increasingly affluent population and strengthen support for long-term investment and development.
This means that unless America’s domestic savings rate rises mightily – which it shows no signs of doing – and unless investment expenditure remains abnormally low for the rest of this decade, the supply of loanable funds to finance investment will soon be much less than demand when the current-account deficit narrows to sustainable levels.
BackNext