Savings
in sentence
1605 examples of Savings in a sentence
Since the mid-1990’s, the net current-account surplus of “all the rest” has risen by an amount that one Federal Reserve Bank economist has put at $450 billion a year, not because
savings
rates have increased, but because investment rates have fallen.
Declining investment rates in Japan, the newly-industrializing Asian economies, and Latin America, in that order of importance, have fueled the flood of
savings
into US government bonds, US mortgage-backed securities, and US equity-backed loans – the capital-account equivalent of America’s enormous trade deficit.
Yes, the US needs tax increases to move the federal budget into surplus and policies to boost private
savings.
Something may well happen in the next several years to radically boost America’s
savings
rate by making US households feel suddenly poor: tax increases, a real estate crash, rapidly-rising import prices caused by a plummeting dollar, a deep recession, or more than one of the above.
All of this could make new savers happy, as returns on
savings
– which have been subject to severe financial repression for most of the last decade – begin to rise.
When individuals cannot find decent yields, they may actually increase their
savings
to achieve their retirement goals.
Exploiting what Valéry Giscard d’Estaing called the “exorbitant privilege” of the world’s reserve currency, the US borrowed surplus
savings
from abroad on very attractive terms, running massive balance-of-payments, or current-account, deficits to attract foreign capital.
In an era of open-ended US government budget deficits and chronic shortfalls in personal saving, America is doomed to suffer subpar
savings
and massive multilateral trade deficits for as far as the eye can see.
That seduction has encouraged America to squander its
savings
and live beyond its means for nearly two decades.
That sounds like an attractive proposition – but someone must make the initial investment in exchange for a claim to the later
savings.
The funder makes a deal with whoever is responsible for the health-care costs: upfront investment in exchange for continued payment of the $1 billion yearly baseline, with the funder to keep the future
savings
against originally predicted costs.
Americans evidently hope for a world in which they can have feckless deficit-generating fiscal policies, a very low private
savings
rate, and a moderate rate of investment, all financed by foreign capital whose owners are happy to bear the risks yet have no control over their assets.
The rise and fall of the Chinese stock market should also be understood in the context of Chinese households’ limited options for storing
savings.
The greater ease with which wealthy households can move
savings
out of the country, along with an anticipated increase in interest rates in the United States, was likely another contributing factor.
One particularly convincing argument is that, given today’s technologies, it may not actually bring much in the way of energy
savings.
According to the Ministry of Environment of Japan, one hour’s adjustment in 2008 would have led to
savings
of an estimated 0.910 million kiloliters of crude oil annually.
To be sure, for a country that depends on imported energy, any
savings
are valuable.
Those
savings
could, in the long term, easily offset the cost of supporting the life-saving work of organizations like icddr,b.
So far, Norway has avoided the worst pitfalls of the Dutch disease by using its massive oil revenues to establish a national
savings
scheme, the Petroleum Fund, which is permitted to invest only in foreign assets.
In their private lives, Americans have become addicted to consumerism, which drains their time, savings, attention, and inclination to engage in acts of collective compassion.
Indeed, tax
savings
will outweigh cost-of-living increases for most low- and middle-income earners – the majority of the population – while a smaller number of higher income earners will bear most of the expense.
By contrast, in a pay-for-success model, the returns are based on the social benefits achieved or
savings
reaped by government.
In a sense, the strategy worked: a housing bubble fed a consumption boom, as
savings
rates plummeted to zero.
Global financial markets suck most of the world's
savings
to the center, but they fail to pump money back out to the periphery.
Developed countries should agree to channel considerable
savings
to developing countries to finance the scale-up of sustainable investments.
While many lost jobs, homes, and hopes, trillions of dollars in
savings
have been sloshing around the world’s financial centers ever since, on top of more trillions pumped out by desperate central banks eager to replace the financiers’ toxic money.
Globalization allowed the US to suck up the
savings
of the rest of the world and consume more than it produced, with its current account deficit reaching 6.2% of GNP in 2006.
Foreign participation in the financial sector brings expertise needed to provide more efficient
savings
instruments, risk management, and allocation of capital.
China found it useful to run a large trade surplus, using a very high rate of internal
savings
and inward foreign investment to support its industrialization and rapid growth.
By contrast, the US, in the face of slow growth, was content to sustain exceptionally high levels of consumption at the expense of personal savings, inflating a massive housing bubble that burst with a very large and deeply disturbing bang.
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