Regulators
in sentence
982 examples of Regulators in a sentence
The US now has its Volcker rule (though disputes between banks and
regulators
about just how to define it continue).
Rather than control the economy outright, Arab governments should foster the emergence of independent yet accountable
regulators
that can help ensure improved economic outcomes.
This is all the more true at a time when tech giants like Facebook, Amazon, Tencent, and Alibaba – with matchmaking-based business models turbo-boosted by digital technology – are propelling a shift toward “ultra-concentration.”In this context, building a dynamic private sector capable of providing opportunities to the Arab world’s young workers will require even more vigilant and effective regulators, operating within a smart regulatory framework that addresses issues relating to the collection and use of data.
And climate change is compounding both problems, wearing away at the glaciers and snowpack that serve as natural
regulators
of water flow, even as increased erosion caused by flooding contributes to the siltation of major reservoirs.
National
regulators
are exploring ways to vary ratio requirements over the business cycle, and have started subjecting banks to regular “stress tests.”
The new orthodoxy places its faith in regulators’ ability to improve on banks’ measurement of risk, while leaving the structure of the banking system unchanged.
In short, the new regulatory philosophy replaces the illusion that banks can safely be left to manage their risks with the illusion that
regulators
will do it for them.
The Vickers commission’s proposals also depend on sophisticated regulation, which assumes, against history, that
regulators
will always be one step ahead of bankers.
Regulators
have recently woken up to the incentives for excessive leverage in this sector – and to the risks that such leverage poses to lenders and the broader economy.
When the economy is performing well and financial failures have been few and far between,
regulators
are lured into granting the regulated their requests to lower capital requirements, enter new business lines, and take on more risk.
Regulators
see how well financial firms are doing, become convinced that they themselves are regulating effectively, that the regulated can at last run their banks well, and that policy tools can save the financial system and spare the real economy if a crisis unexpectedly occurs.
Regulators
react to an explosion by creating new rules.
The economy recovers, the
regulators
conclude that they did their job well (which they have), and the regulated then resist further tightening.
Meanwhile,
regulators
will have reason to believe that they have achieved a new safety paradigm: tighter rules that prevent banks from failing, and new ways to resolve any banks that fall through the cracks and fail anyway.
A half-dozen years after the financial crisis,
regulators
will find it discouraging to conclude anything other than that they have solved the problem or are close to doing so.
Fatigued by years of effort and beset by criticism from the industry,
regulators
will ease up.
New regulatory authority from Congress has encouraged the view that
regulators
will soon be able to handle a Lehman-size failure smoothly.
But, if
regulators
become too confident too soon, they could consider the financial system safe from collapse, just as many did in 2008.
Like generals fighting the last war, regulators, academics, and industry observers will be confident that
regulators
can handle and defuse another Lehman explosion before it happens.
And fatigued regulators, eager to declare victory, may concur.
Until recently, the independence of financial
regulators
and supervisors received only marginal attention.
Independence for financial sector
regulators
is as important as independence for central banks, and for many of the same reasons.
One reason that greater independence for
regulators
in general has been unpopular with politicians is the legitimate fear that independent state agencies could turn into an uncontrolled fourth branch of government.
This concern is especially strong in the case of financial
regulators.
In every developed economy, the financial sector plays a central role, and its
regulators
wield power unmatched by most other supervisory agencies.
Vested political interests in the financial system remain strong in many parts of the world and the immediate political cost of overriding
regulators
is low.
In the long-term, financial stability, no less than price stability, requires independent and accountable
regulators
and supervisors.
The team will test both "an innovative measure of democratic deliberation" and also "political science theory, by investigating relationships between gender, ethnicity, lower socioeconomic status, and increases in efficacy and trust in regulators."
Indian
regulators
are sorting out the tangle of issues that have plunged India’s microfinance industry into crisis.
This is important not just as a matter of history and accountability: much is being left up to
regulators.
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