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Loans in sentence

1648 examples of Loans in a sentence

Since 2008, liquidity-thirsty local governments have used a variety of measures, including off-balance-sheet loans and interbank debt financing, to channel capital into local-government financing vehicles and state-owned companies.
The incomes needed to repay loans have evaporated, and assets posted as collateral have lost value.
They also recognize the need for further liberalization of the country’s financial system, a move that will require tolerance for outright defaults on bad loans – and the anxiety and anger that comes with them.
A second possibility is that banks worry about having enough resources to meet their own creditors’ demands if they lock up funds in long-term loans.
Citicorp CEO Vikram Pandit said as much when he indicated that it was cheaper to buy loans on the market than to make them.
Consider, for example, the real possibility that a large indebted financial institution faces a run on its deposits, as Lehman did, and starts dumping loans onto the market.
Not only will those loans’ price fall if only a few entities have the spare funds to buy them, but other distressed entities’ scramble to borrow also will make it hard for any institution without funds to obtain them.
Anticipating the prospect of such future fire sales (of loans, financial assets, or institutions), it is understandable that even strong banks will restrict their lending to very short maturities, and their investments to extremely liquid securities.
Although the majority of China's exports now come from private companies that receive virtually no loans from state banks , American candidates in previous elections routinely sought to curry favor with working class voters by vowing to protect US jobs against China's supposedly unfair business practices.
The American press has reported that both D’Amato and Mogilevich have past ties to The Bank of New York Mellon, which extended loans to D’Amato’s Senate campaign in the early 1980s, and allegedly laundered money for Russian organized crime groups in the 1990s.
Local-government debts can be shifted to the central government, or bank loans can be written off and banks recapitalized.
These institutions knew, or they should have known, that their loans and aid was not going to help the country's desperately poor people.
In South Africa, it was arguably the economic pressure brought by sanctions which eventually brought down the racist Apartheid system; but by the same token, it was economic support from the outside--including loans from multinational banks--which kept the system going for so long.
Now, China has pledged to provide $62 billion in loans for the “China-Pakistan Economic Corridor.”
The loans came from the same European banks that helped fuel the US real-estate boom and inflate the even bigger housing bubbles in the United Kingdom, Ireland, and Spain.
The problem is that most of China’s NPLs are off-balance-sheet loans, so the NPL ratio may be much higher – and China’s financial sector much riskier – than anyone realizes.
In fact, many banks’ off-balance-sheet loans – often extended to higher-risk borrowers, like highly leveraged real-estate developers and local-government financing vehicles – now exceed newly issued balance-sheet loans.
If borrowers default on their off-balance-sheet loans, banks might choose to protect their reputations by covering the difference using internal funds, thereby transferring the risk onto their balance sheets and increasing the NPL ratio.
Competitive securitization was a leading cause of the US subprime mortgage crisis; owing to defaults, mortgage loans remain America’s number one troubled asset.
In order to mollify investors in the face of increased default risk, China’s government might force commercial banks to strengthen their balance sheets through collateralization or to swap defaulted loans for new bonds, backed by China’s foreign reserves held in US Treasuries.
Government policy back then began with a permanent military program of spending and R&D and continued through massive public works program and suburbanization, underpinned by the Federal Highway Program and subsidized home ownership loans from the Federal Housing Administration.
The loans would be repaid once the job began.
The World Bank’s traditional instruments have been (and still are) low-interest loans, interest-free credits, and grants.
The International Monetary Fund, which tends to adopt a conservative posture on such matters (not least to avoid antagonizing powerful governments), estimates that 15% of Chinese loans to nonfinancial corporations are at risk.
With nonfinancial corporations’ debt currently standing at 150% of GDP, the book value of the bad loans could be a quarter of national income.
But where the loans at risk are concentrated – in steel, mining, and real estate – suggests that losses will be substantial.
Yes, bad loans can be purchased by asset-management companies, which can package them up and sell them off to other investors.
But if the asset managers pay full book value for those loans, they will incur losses, and the government will have to foot the bill.
The banks would be encouraged to “evergreen” their loans: to roll them over when repayment falls due.
And, because the loans were rarely issued as securities in international capital markets, it is not included in, say, World Bank databases, either.
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