Loans
in sentence
1648 examples of Loans in a sentence
They are also dependent on large quantities of wholesale debt – totaling €4.9 trillion (27% of total eurozone loans), with €660 billion maturing in the next two years – to fund low-yielding assets.
The stock market collapsed, moderate inflation turned into mild deflation, many bank
loans
became uncollectible and economic growth evaporated.
Foreign entities -- banks and other financial institutions -- that had made dollar
loans
to Mexico that Mexico could not repay were bailed out.
It encouraged individuals and financial institutions to make
loans
to and invest in the East Asian countries, drawn by high domestic interest rates and returns to investment, and reassured about currency risk by the belief that the IMF would bail them out if the unexpected happened and the exchange pegs broke.
When that crisis broke, the IMF quickly committed itself to more than $100 billion in
loans
to the four countries involved, subject to conditions agreed on with the IMF, conditions on government budgets, monetary policies, banking regulations, and the like, varying somewhat from country to country.
Expansion was, for lack of other options, financed largely through short-term
loans.
Previous
loans
came due, while cash-flow needs grew.
To be sure, they will help to prevent banks from using instruments resembling collateralized debt obligations (which banks use to repackage individual
loans
for placement on secondary markets) to reduce their exposure.
As long as zombie banks are weighed down with bad loans, that is unlikely to change much.
Similarly, Angola, the Democratic Republic of Congo, and Zimbabwe – countries with notoriously difficult political environments that typically feature at the bottom of global competitiveness indices – have all been key destinations not just for loans, but also for significant non-financial Chinese investment over the last decade.
The US Resolution Trust Corporation rapidly shut down 1,000 insolvent banks and Savings and
Loans
from 1989 to 1995 so that they would not damage healthy institutions.
Today’s feverish hand-wringing reflects a confluence of worries – especially concerns about inflation, excess investment, soaring wages, and bad bank
loans.
The euro has made Italian government bonds as good as German government bonds, because the ECB is willing to accept both on an equal basis as collateral for ECB
loans.
Western governments believed this argument, and responded by offering Russia another $17 billion in
loans
from the International Monetary Fund, the World Bank, and some other sources.
The Russian Government will be forced to spend less, and tax more, as a condition of the
loans.
These boom-bust cycles do great damage, which is one reason why the IMF has responded with so many emergency
loans
in recent months.
But the IMF’s own policies can exacerbate the crisis, by bailing out the creditors, by encouraging them to act irresponsibly again in the future, and by linking the
loans
to ineffective policy recommendations.
Cash-back
loans
to NINJA (No Income, No Job, and No Assets) customers that included voluminous fees to brokers and were securitized and structured up to 60 times do not represent any value.
And if the structuring process created 70% triple-A rated paper out of what on average were B-value loans, there must have been fundamental flaws in the rating process, which will not disappear simply because the economy or the stock market recover.
Moreover, defaults on securitized credit card debt and commercial
loans
to companies that are driven to bankruptcy are still to come.
Meanwhile, interest rates on bank
loans
to nonfinancial enterprises remain close to 7%, despite having fallen slightly over the last year.
And, in the second quarter of this year, the annualized interest rate on
loans
to small nonfinancial corporations surpassed 25%.
As a result, the PBOC is losing control over interest rates on corporate loans, and thus has few options for constraining leverage ratios.
And there is a large volume of bad
loans
in some state-owned banks and in the shadow banking system.
Since the start of the crisis, the Bank of England has pumped $325 billion into the British economy, the Fed has expanded the US monetary base by close to $1 trillion, and the People’s Bank of China originated a record amount of $1.4 trillion in
loans.
Negative equity is significant because mortgages in the United States are generally “no recourse”
loans.
Even in those states where mortgages are not “no recourse” loans, creditors generally do not pursue the assets or income of individuals who default.
And the European Investment Bank plans to investigate whether any of the
loans
extended to the company – which were linked to fulfilling climate targets – were used to rig emissions tests.
As the real economy adjusts to changed circumstances and much weaker domestic and global demand, we at the EBRD expect an increase in non-performing
loans
in our region.
But the region’s financial sector remains under stress, and a protracted adjustment process still lies ahead in response to rising levels of non-performing
loans
and banks’ recapitalization needs.
Back
Next
Related words
Banks
Their
Which
Would
Countries
Financial
Government
Other
Credit
Billion
Interest
Could
Should
Private
Grants
Governments
Crisis
Assets
Rates
Capital