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Lending in sentence

1319 examples of Lending in a sentence

In these circumstances, lending is risky, and banks have neither the appetite nor ability to lend, particularly to SMEs (which typically generate the highest number of jobs).
Unless policymakers are careful, lending rates could increase and credit availability decline.
To avert financial crises, credit creation by banks needs to be controlled directly or even eliminated altogether, in favor of direct lending to businesses by savers through capital markets.
Strategy is China’s greatest strength, lending credibility to its commitment to structural transformation.
Recently, the PBC raised the one-year lending rate and the one-year deposit to 6.56% and 3.5%, respectively.
Huge two-way gross capital flows are driven by transient changes in perception, with carry-trade opportunities (borrowing in low-yielding currencies to finance lending in high-yielding ones) replacing long-term capital investment.
As Brazil, Colombia, South Korea, and others have learned, limited controls that target specific markets such as bonds or short-term bank lending do not have a significant impact on key outcomes – the exchange rate, monetary independence, or domestic financial stability.
The European Financial Stability Facility, established in 2010, had a lending capacity of a little more than €300 billion – ample for the peripheral countries, but too little to help even Spain alone.
And financial institutions are making precise lending decisions in seconds rather than weeks, thanks to a wealth of online data on individuals and firms.
One reason is that countries are happy to strike their own side deals to ensure generous lending.
And it would gradually have to phase out treasury subsidies to BNDES – the country’s development bank – and increase the use of market-based references for BNDES’s lending rates, thereby helping to restore fiscal health and eliminate distortions in financial intermediation.
The main driver of excessive lending and leverage is a mistaken view of risk that is shared by everyone.
The credit channel also is not working properly, as banks have hoarded most of the extra liquidity from QE, creating excess reserves rather than increasing lending.
This has fueled rising demand for currency, leading to the expansion of the monetary base, with the money multiplier – that is, the effect on lending by commercial banks – boosting the money supply further.
In past decades, large expansions of bank reserves caused lending surges that increased the money supply and fueled inflationary spending growth.
The ECB also pays interest on deposits, so it, too, can in principle prevent higher reserves from leading to an unwanted lending explosion.
Sufficiently high rates will induce commercial banks to prefer the Fed’s combination of liquidity, safety, and yield to expanding the quantity of private lending.
How high would the Fed – or the ECB, for that matter – have to raise the interest rate on deposits to prevent excessive growth in bank lending?
Would the Fed or the ECB push its deposit rate that high, or would it allow a rapid, potentially inflationary lending growth?
Businesses will want to borrow, and banks will want to expand their lending.
Some suggest focusing on rapid increases in the volume of bank and nonbank lending to the non-financial private sector as an indicator that lending is growing riskier.
Harrison’s alternative was “direct pressure” – that is, using the Fed’s regulatory powers and moral suasion to persuade member banks to curtail their lending to the stock market.
No sooner did the Federal Reserve System’s member banks limit their provision of credit to purchasers of securities than non-member banks, insurance companies, and trust companies ramped up their lending, allowing the stock market to race ahead.
In the wake of this failed experiment, even Harrison was forced to acknowledge that reining in the market required policymakers to make lending more expensive for the financial sector as a whole.
She agreed – after an agonizing delay – to a joint European Union-International Monetary Fund lending package to Greece in May 2010.
Unfortunately, SME owners generally have trouble securing bank loans, and instead must turn to informal lending and alternative funding sources to support their businesses.
These projects include lending programs for weather-resistant housing and drought- and salt-tolerant seeds, and they enhanced climate-change resilience.
There are also opportunities in peer-to-peer lending networks, whereby online services match lenders directly with borrowers.
Lending between banks, as well as deposits placed by large corporations, increased spectacularly in the years leading up to the crisis.
Capital flows – in the form of equity and bond purchases, foreign direct investment, and lending – fell by over two thirds, from $11.9 trillion to $3.3 trillion, between 2007 and 2015.
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