Households
in sentence
1591 examples of Households in a sentence
Reducing the share of income that Chinese
households
save could also raise consumer spending faster and more easily.
But the main reason why Chinese
households
save so much of their relatively low salaries is to ensure that they have the funds to meet high medical costs if a family member requires surgery or other inpatient care.
So
households
accumulate large amounts of cash as a hedge against the possibility that those funds will be needed some day for hospital care.
For the past three years, falling interest rates have been the engine of growth, as
households
took on more debt to refinance their mortgages and used some of the savings to consume.
American
households
are far deeper in debt today than four years ago, magnifying the potential adverse effects of an increase in interest rates.
Of course, American mortgage markets allow
households
to lock in the lower interest rates.
In documenting neurocognitive impairments in children with konzo, my colleagues and I also noted sub-clinical symptoms even in konzo-free children living in konzo-affected households, a finding based on their performance on more specialized neurocognitive tests of memory and learning.
Thus, the neurocognitive effects documented for non-konzo children in konzo-affected
households
and communities make it all the more important to ensure food safety in regions dependent on bitter varieties of cassava with high levels of cyanogenic compounds.
For starters,
households
have not responded to ultra-low interest rates by saving less and spending more.
By contrast,
households
in the US and Europe lost $630 billion in net interest income as a result of QE.
This hurt older
households
that have significant interest-bearing assets, while benefiting younger
households
that are net borrowers.
Although
households
in many advanced economies have reduced their debt burdens since the financial crisis began, total household debt in the US, the UK, and most eurozone countries is still higher as a percentage of GDP (and in absolute terms) than it was in 2000.
Many
households
still need to reduce their debt further and will be hit with higher interest rates as they attempt to do so.
Worse, the US Federal Reserve and its previous chairman, Alan Greenspan, may have helped create the problem, encouraging
households
to take on risky variable-rate mortgages by reassuring those who worried about a housing bubble that there was at most a little “froth” in the market.
In China and India, savings are going into home purchases, because financial repression leaves
households
with few other assets that provide a good hedge against inflation.
In most economies, these macro-prudential policies are modest, owing to policymakers’ political constraints: households, real-estate developers, and elected officials protest loudly when the central bank or the regulatory authority in charge of financial stability tries to take away the punch bowl of liquidity.
For example, if loan-to-value ratios are reduced and down payments on home purchases are higher,
households
may have an incentive to borrow from friends and family – or from banks in the form of personal unsecured loans – to finance a down payment.
Moreover, many banking systems have bigger capital buffers than in the past, enabling them to absorb losses from a correction in home prices; and, in most countries, households’ equity in their homes is greater than it was in the US subprime mortgage bubble.
Less than one-third of
households
have access to electricity, and for only 5-15 hours a day, leaving many in darkness and forcing businesses to buy expensive diesel generators.
As part of Europe's Digital Agenda, policymakers have set out to connect 50% of European
households
to superfast broadband (100 mbps or greater) by 2020.
With a reliable support structure and adequate economic opportunity,
households
– and, in turn, countries – become more resilient.
Big banks and corporations have been bailed out, but
households
have not.
What began as a simple way for
households
to boost incomes – by renting out one’s apartment or car – has become a formidable disruptive force.
Not surprisingly, these economic elites barely grasp the extent to which this system has failed large swaths of the population in Europe and the United States, leaving most households’ real incomes stagnant and causing labor’s share of income to decline substantially.
All other local banks have adopted the same approach, severely restricting access to financial services for
households
and entrepreneurs.
During the oil boom, the state increased public-sector wages and social-welfare transfers – and thus was a major contributor to households’ growing prosperity.
The rial has lost 40% of its value since October (making imports less affordable), and financial transactions have become much more expensive and difficult for the government, businesses, and
households
alike.
The deleveraging of governments, financial institutions, and
households
is one major cause of the sluggish economic recovery.
The gamble has been that a solid, durable recovery would enable banks and
households
to rebuild their balance sheets quickly enough to avoid the need for additional bailouts.
Today, however, advanced biofuels are not based on food, but on waste from industry, agriculture, and private
households.
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