Banking
in sentence
2429 examples of Banking in a sentence
Germany’s clout has resulted in a eurozone
banking
union that is full of holes and applied asymmetrically.
While theories of just war instruct us not to hurt non-combatants, Hamas and its military arm have made a conscious decision,
banking
on global humanitarian concerns, to ensure that Israel hits as many civilians as possible.
First, it prevented the collapse of the
banking
system.
Indeed, in 2005, when one of us (Werner) recommended such policies to prevent “recurring
banking
crises,” he faced vehement criticism.
The growing recognition of banks’ true function will be a game-changer in areas like monetary policy and financial regulation, enabling officials to tackle effectively problems like recurring
banking
crises, unemployment, and underdevelopment.
It takes only a 10% decline in banks’ asset values to bankrupt the
banking
system.
With an understanding of this process, policymakers can take steps to avert future
banking
crises and resolve post-crisis recessions more effectively.
Finally, a network of small not-for-profit local banks should be established to provide universal
banking
services, and loans to small and medium-size firms, like the scheme that has underpinned Germany’s economic strength and resilience over the last 200 years.
Beyond making the
banking
sector more robust, such an initiative would boost job creation per dollar in bank credit.
A crucial element of restoring confidence in Europe is agreement on a “roadmap” for the eurozone to underpin its monetary union with a fiscal union and a
banking
union, including pan-European supervision and deposit insurance.
Decisive steps to safeguard the
banking
sector’s health are necessary not only to reduce some of the risks that are preoccupying markets, but also because healthy financial institutions are vital for economic growth.
Since the G-20’s meeting at Cannes last November, for example, Europe has increased its financial firewalls by €200 billion ($252 billion), restructured Greek debt, taken steps towards strengthening its banks and
banking
regulations, established rules for fiscal discipline, and implemented a range of labor- and product-market reforms.
Both countries are small and highly indebted, with weak domestic industrial structures and faltering
banking
systems.
At the height of the crisis, debates raged over fiscal, political, and
banking
union; but, as the distressed countries’ bond yields have fallen, reforms have become increasingly unambitious.
Aggressive lending from a cleaned up
banking
system with a new credit culture based on picking winners will supplement that strategy, as will business friendly taxation.
The Lemmings of QENEW HAVEN – Predictably, the European Central Bank has joined the world’s other major monetary authorities in the greatest experiment in the history of central
banking.
The C-6 swap club’s members may be correct in thinking that global finance requires more proactive central
banking.
Regulators now suppose that the European
banking
sector is resilient to adverse shocks.
Moreover, it is potentially a wealth transfer from taxpayers to private shareholders, because under new
banking
rules government bailouts are possible after bondholders have covered (bailed in) 8% of a bank’s equity and liabilities.
Some hold him responsible for the renewed collapse of the Greek economy, the unprecedented shuttering of the
banking
system, and the imposition of stifling capital controls.
Moreover, China’s
banking
system remains the primary channel for the deployment of the household sector’s savings, meaning that those savings fund corporate investment through bank lending, rather than equity financing (which accounts for only about 5% of net investment).
Thanks to China’s high saving rate, the country’s
banking
system had a loan-to-deposit ratio of 74% at the end of 2015, with 17.5% in required reserves held at the central bank.
The
banking
system is the wrong channel for allocating resources to high-growth, high-risk sectors, which should hold equity as risk capital.
Moreover, national
banking
systems can now separate more easily, because the peripheral countries’ current accounts have already achieved a rough balance, with all but Greece expected to record a small external surplus in 2014.
But, with current-account surpluses, renationalization of banking, by limiting the international transmission of financial shocks, can be a stabilizing force.
Officially, this is the aim of establishing a European
banking
union.
With a full
banking
union, cross-border lending should resume and remain stable, as common institutions would absorb national shocks.
Unfortunately, a full-fledged
banking
union is unlikely to be achieved anytime soon.
The ECB is set to take over supervision of the 120 largest banks, which account for the bulk of eurozone
banking
assets, but the next required steps are already in doubt.
Even in the unlikely event that colonization encountered no political resistance, it would not lead to a very efficient
banking
system.
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